Happy December! Hopefully, you scored some great deals over Black Friday and Cyber Monday, but the discounts don’t end there! The holiday shopping season continues with sales on items like toys, cold-weather apparel and gift […]
If you own or want to start a business, and you also happen to be female or a member of a minority group, you may want to seek special certification for your company. Being […]
Student loans can be discharged, but only in certain circumstances. When federal student loans are discharged, your requirement to pay back some or the entire remaining amount of your debt due is eliminated. However, […]
Polkadot is a blockchain protocol designed to help other blockchains work together in a single network. Polkadot aims to let different blockchains quickly communicate value or information between each other without an intermediary. For example, […]
Ah, gift cards: The gift that says, “I feel a social obligation to get you something, but I don’t like you quite enough to waste time or money on picking out something personal to who […]
The Kardashian–Jenner blended family certainly had its ups and downs in 2021, from Kim’s divorce to Kourtney’s engagement. Although their “E!” show ended after a 20-season run, there are still plenty of ways to keep […]
Transferring a credit card’s balance to a new card requires getting the new card provider to approve the transfer. The process begins when you submit a balance transfer application. While a typical balance transfer may […]
Motoring expenses are shark-like in their stealth. You may be wary of the cost of buying a car (average $52,707) and fuel ($1,798 per year). But that’s just the fin of the shark. The teeth are […]
Buying a home has gotten harder over the past few decades — and it’s gotten a lot harder just in the past few years, which doesn’t bode well for the future. That’s the conclusion of a […]
Buying a car, whether used or new, is a significant financial commitment. And most people probably don’t just happen to have $25,000 to $45,000 — the average prices of used and new cars in 2021 […]
Buying a vehicle is a big investment, so turning to a loan to pay for your car is pretty common. But while financing your car purchase with an auto loan does break up your total […]
Young people and professionals who are just starting out often opt to first buy a modest home at an affordable price. It sounds like a good move, but it helps to look at buying a […]
What a person does with their money is their business, right? Not always. Lenders are indeed interested in how borrowers plan to use the funds they’re loaned—in fact, the reason for a loan is […]
It’s common knowledge that millionaires handle their money differently than many, but what’s their secret? Does education have anything to do with it? Some say that you have to work hard, and others suggest saving […]
A reader recently wrote and asked me if I ever considered retirement is overrated? You are not alone in thinking this way, and the popular idea of retirement as a time to relax and […]
Legendary investor Warren Buffett has words of wisdom for anyone trying to get the most out of a long-term investment strategy. Diversification, he likes to say, is “protection against ignorance.” All investors are ignorant […]
A recent study by Accenture found that artificial intelligence (AI) could boost profitability rates by 38 percent by 2035. That would provide a $14 trillion boost to 16 U.S. industries, including professional services, information and communication, construction, […]
When considering where Black women will have financial success and do the best economically, there are some crucial factors to consider: local income levels, poverty rates, crime and potential for homeownership, to name a few. MoneyGeek […]
For people with bad credit, secured credit cards can be a helpful way to rebuild credit while also offering them a secure and convenient method of payment. Secured cards differ from other credit cards because […]
Your bank account may be frozen if your bank suspects fraud or illegal activity, or if they’re complying with a court order due to unpaid debts. The government can also request an account freeze […]
Identity theft can happen in many forms: bank or credit card fraud, tax-related fraud, government benefits fraud, or phone or utilities fraud, among others. Identity theft can also occur through email, social media, medical […]
Bitcoin (BTC) and Ripple (XRP) are both popular cryptocurrencies: As of Nov. 2, 2021, Bitcoin is the No. 1 cryptocurrency by market cap, and XRP is the No. 7 cryptocurrency by market cap. […]
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For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence. No wonder so many tune out when the topic of frugality comes up! But what […]
A balance transfer can help you save money on interest charges. However, if you don’t plan your finances right, a new card can get you deeper into debt. Carrying out multiple balance transfers is […]
Student loan debt nationwide increased by 8.28% in 2020, the largest increase since 2013, according to the latest report from EducationData.org. That spike was most likely fueled by rising unemployment and 3.2 million new federal […]
When you have fair credit, it can be difficult to get approved for new credit card accounts with attractive terms, which are usually reserved for people with good or excellent credit. So if your […]
There are a number of factors that affect house prices, from the age, condition, location and size of your home, to broader factors like the economy and current interest rates. If you’re thinking about putting […]
Few things may sound as appealing as the idea of becoming financially independent. Though financial independence can mean different things to different people, it typically refers to being able to live comfortably off one’s savings […]
Putting together a shopping list as the holidays approach can be seriously daunting. From the relatives that are impossible to buy for to the kids who already seem to have everything, good gift ideas are […]