Where did mortgage rates land the week of October 5–9?
Posted mortgage rates at the 8 lenders RateZip tracks ended the week of October 5–9, 2026 mostly higher: of the 27 posted rates with readings on more than one day this week, 6 finished lower […]
How direct deposit works
Learn how direct deposit works, how payments move through the ACH Network, what information you need to set it up, and when funds become available. Getting paid has become much more convenient than waiting for […]
Today’s mortgage rates: Posted rates move at 4 of 8 tracked lenders
Posted rates moved on Friday: Bank of America 20-Year Fixed to 7.125% (−0.5), Bank of America 30-Year Fixed to 7.5% (−0.25), U.S. Bank VA 30-Year Fixed to 7.25% (−0.25), AmeriSave 15-Year Fixed to 5.5% (+0.125), […]
Auto insurance in 2026: Premiums finally cool – unless you’re high-risk
Auto insurance in 2026: Premiums finally cool – unless you’re high-risk The auto insurance shock is finally fading – for most drivers. After premiums surged about 17% in 2024, prices actually fell during 2025, and […]
Auto insurance in 2026: Premiums finally cool – unless you’re high-risk
Auto insurance in 2026: Premiums finally cool – unless you’re high-risk The auto insurance shock is finally fading – for most drivers. After premiums surged about 17% in 2024, prices actually fell during 2025, and […]
Why mortgage rates are stuck in the mid-6s, and what could move them
If you have been waiting for mortgage rates to break decisively lower in 2026, the first half of the year has been a lesson in patience. The 30-year fixed averaged 6.55% in Freddie Mac’s weekly […]
The gap between the cheapest and priciest 30-year mortgage widened this week
The most consequential number in mortgage shopping isn’t any lender’s rate — it’s the distance between them. This week that distance widened: the gap between the cheapest and most expensive posted 30-year rate RateZip tracks […]
Robo-advisors vs. human advisors: Pros and cons
Key takeaways Robo-advisors are built for simplicity, and within that lane, they deliver: low costs, automatic rebalancing, and no emotional decision-making. The problem shows up when the financial situation outgrows what the platform was designed […]
Personal loan rates in 2026: When does borrowing at a 13.4% APR make sense?
Personal loan rates in 2026: When does borrowing at a 13.4% APR make sense? Personal loan pricing has settled into a wide but stable range in mid-2026: average APRs on 3-year loans run around 13.4%, […]
Mortgage rates ended the week higher, but the gap between lenders is the bigger story
Posted mortgage rates at the 8 lenders RateZip tracks ended the week of September 14–18, 2026 mostly higher: of the 27 posted rates with readings on more than one day this week, 0 finished lower […]