A beginner’s guide to Roth conversions
Key takeaways A Roth conversion is the process of moving funds from a traditional IRA, SEP IRA, SIMPLE IRA, or eligible employer plan into a Roth IRA. This is a taxable event in the year […]
This day in history: The Who sparks explosion on TV … literally
On February 5, 1967 The Smothers Brothers, Tommy and Dick Smothers launched The Smothers Brothers Comedy Hour on CBS, mixing folk music with sharp, risky jokes about real-world issues. The show dealt with political and […]
Roth vs. traditional accounts: Tax advantages, explained
Key takeaways Traditional and Roth accounts differ primarily in when taxes are paid. Traditional accounts are funded with pre-tax dollars, grow on a tax-deferred basis, and are taxed at withdrawal. Roth accounts are funded with […]
New inherited IRA rules for beneficiaries
Key takeaways The SECURE Act of 2019 fundamentally changed inherited IRA rules for most non-spouse beneficiaries. Congress eliminated the stretch IRA strategy primarily to accelerate tax collection on inherited retirement assets, which the Joint Committee […]
Your Sept 17 AI horoscope: The stars are stirring the cosmic pot
The cosmic energy on September 17 highlights a period of practical recalibration, emotional honesty, and active self-reflection across all signs, according to Google Gemini. With the Moon moving through buoyant Sagittarius and forming supportive aspects […]
What’s the difference between the average vs. full retirement age?
Key takeaways The average retirement age and the full retirement age are two entirely different concepts. The average retirement age is a statistical measure of when Americans actually stop working, currently 61, according to Gallup’s […]
What is inflation? Measuring its impacts on retirement purchasing power
Key takeaways Inflation quietly erodes retirement income. Even a modest annual price increase compounds over a 20-to-30-year retirement, reducing what a fixed income can actually buy far more than most people expect. The government uses […]
How homeowners are tapping a record $34.5 trillion in home equity
American homeowners are sitting on roughly $34.5 trillion in home equity as of mid-2026 – near record territory, and about $302,000 per homeowner on average. What has changed this year is the cost of reaching […]
Mortgage rates inch higher again
For anyone shopping a mortgage this week, Wednesday brought another round of small, unwelcome nudges. Bank of America lifted its posted 30-year fixed rate to 7.25% and its 15-year to 6.5%, U.S. Bank moved its […]
How do you build a business case for esports at a university?
A strong esports proposal should not begin with computers, monitors, or gaming chairs. It should begin with something the university already wants to accomplish, such as increasing enrollment, helping students find community, creating career-connected learning, […]