How many stocks should I own?
It’s all happening. You’ve got the job. You’ve got a place to live. Now you’ve got some expendable cash and you’re ready to play the stock market and invest some of your hard-earned money. Then […]
Pittsburgh or Philly: Which is best for GenXers?
The Gen X generation typically includes anyone born between 1965 and 1980, right between the baby boomers and millennials. This is the generation that listened to grunge and hip-hop and learned to be self-reliant, while […]
Ways wealthy people think differently than the average Joe
LeBron James is obviously a great basketball player, but it turns out he’s savvy about business and understands how to build wealth, too. For example, he’s friends with Warren Buffett, Ray Dalio, Bill Gates and […]
Mitch & Cam’s duplex from Modern Family is for sale & it’s lovely
The Mediterranean Revival has a long history of TV appearances, serving as Mitch and Cam’s duplex in the Modern Family pilot and Kate’s lovely house in This is Us, while also popping up in HBO’s widely acclaimed Insecure series. Image […]
Can you buy partial shares?
Have you ever looked into buying a stock only to get major sticker shock? “Holy smokes, this stock costs $1,000 — I’ll never be able to afford it, let alone build a diversified portfolio!” You, […]
How to buy a house in a hurricane zone
Owning a home in a coastal area may be appealing, but the reality is less attractive if there is damage during hurricane season. If you’re buying a house in a hurricane zone, knowing how flood […]
These are the states most at risk from hurricanes
Hurricanes have dealt hundreds of millions of dollars in damage to states along the Atlantic coast in the recent past, but many properties still have no flood protection against future storms. ValuePenguin analyzed historic emergency […]
How to get a car loan with bad credit
A down payment and a strong cosigner are usually the best ways to get a car loan with bad credit. It may seem challenging to find a bad credit car loan, but there are many […]
6 ways to save money for grad school
Figuring out how to save money for graduate school can be overwhelming, especially if you are still paying off loans for your undergrad degree. But finding the money to pay for school doesn’t always mean […]
Are you responsible if your employee gets COVID-19 at work?
The financial business impact of the novel coronavirus (COVID-19) is undeniable. Reports show that more than 100,000 U.S. small businesses have shuttered their doors for good, despite the $700 billion in stimulus funds from the federal government. […]
The states that depend most on FEMA aid
The effects of COVID-19 could combine with damage from strong summer storms and supersize FEMA’s expenses, but reeling in the agency’s spending would be disastrous for states across the country. ValuePenguin found that since 2017, […]
Stocks vs shares: Explaining the difference
Sure, you know what the stock market is, and you’ve heard time and time again that you should be investing. If you’re sitting on the sidelines of the stock market, you aren’t alone. Even with […]
6 strategies to pay off student loans quickly
Life can get expensive. When you factor in things like rent or mortgage, groceries, childcare expenses, transportation costs and more, it adds up quickly. For 44 million Americans, their monthly budget also includes student loan payments. If […]
1-in-3 American workers have stopped saving for retirement
For many Americans, saving for retirement is a luxury they simply cannot afford right now. Although investing for the future is essential, COVID-19 has left millions across the U.S. concerned more about the present as […]
The best & worst cities for minimum wage workers
If you currently work a minimum wage job, you’re not alone. According to the U.S. Bureau of Labor Statistics, 1.7 million Americans were working for wages at or below the federal minimum, making up 2.1% of […]
7 fun ways to save money
Whether you’re building your emergency fund or putting a portion of your paycheck away for you and your family, chances are you’re saving money. It’s possible this all-important financial habit can feel tedious and boring, […]
Here’s what the pandemic is doing to your 401(k)
Workers in nearly every industry have been impacted by the coronavirus pandemic, with the unemployment rate hitting a new high in 2020 and pay decreases becoming typical. Now, a study from MagnifyMoney estimates that workers […]
11 ways to bounce back from a job loss
Even if COVID-19 didn’t physically affect your family, the resulting recession probably did. In the past few months, millions of people have lost their jobs and struggle to get by in-between paychecks. A recession is tough […]
Do you need a rainy day fund?
Imagine you’ve just paid your rent, put a little cash towards your credit card bill and budgeted out your remaining paycheck to cover groceries, bills and your share of a weekend at the beach. Then […]
The 9 fastest ways to pay off credit card debt
A reasonable plan must take into account your income, the amount of credit card debt you have and your financial priorities. However, there are still some tips on how to pay off credit card debt […]
How to save money at Sam’s, Costco & BJ’s
If you’ve been to a wholesale club warehouse, you know the thrill of the cavernous interior with snacks, spices, and home office staples stacked to the ceiling. You know the joy of the scent of […]
8 ways you’re sabotaging your finances
Managing your money can be confusing, and a lot of people make mistakes along the way. Unfortunately, errors you make now with your finances can take years to recover from, so it’s a good idea […]
11 Most expensive things you can buy on Amazon right now
Sure Amazon is great for buying things like books, household goods and even clothes and jewelry. But did you know you can also find some pretty interesting (and expensive) collectibles there as well? The most […]
8 retirement plan options for the self-employed
You can avoid costly retirement mistakes by picking the right retirement plan for yourself and your business. As a self-employed freelance writer, I spent hours researching and learning about different self-employed retirement plans. When you’re […]
Many college students worried about return to classes
Students enrolling in college for the 2020-21 school year are facing a very different set of circumstances than ever before. With the coronavirus pandemic still surging across the U.S., many colleges have delayed reopening for […]
7 ways to start saving for retirement
Saving for retirement requires thoughtful planning and it’s never too late to start. Between paying for your everyday expenses including groceries, rent, student loans, bills and your ever-present coffee habit, it can seem nearly impossible […]
10 tips for investing long-term
When it comes to big goals like college tuition and retirement, long-term investing is your friend. Yet, the market can be an uncertain place, and it can be useful to have some guidance to help […]
Upgrade your home office with these ergonomic accessories
We recently looked at our favorite ergonomic desk chairs to help keep you comfortable and supported while working in your home office. Now it’s time to look at a whole range of other ergonomic accessories. These include […]
Rainy day fund vs. emergency fund: Is there a difference?
While they may be similar, rainy day funds and emergency funds are not the same. The second you start making money is likely the best time to start saving it. You never know when something […]
How does a Roth 401(k) work?
Good retirement planning? No big deal. All it takes is serious option weighing, laser-beam-like consideration, a flexible strategy that lets you change your play at a moment’s notice and a Nostradamus-like ability to see the […]