The importance of your debt-to-income ratio
It’s funny how our financial realities can seem to take on a whole new meaning when lenders get involved. For example, when you think about your student loans, you might think about a monthly bill […]
Survey reveals how small business owners think about taxes
The latest findings from a QuickBooks Payroll survey of over 1,000 small business owners found that 86% of small business owners take on at least one financial activity for their business, including processing employee payroll and calculating […]
The pros & cons of secured & unsecured personal loans
If you need more financial flexibility, you might be thinking about taking out a personal loan. But with so many types of personal loans available, it can be tough to tell which will best fit […]
A payroll checklist for small businesses
Depending on your business, you’ll need most of the information listed below. You can usually find it using your own records, previous payroll providers (if applicable), or from federal and state agencies. Here’s what you […]
8 tips for retirees who want to house sit abroad
Linda and Tony Granaghan spent 10 days in December in Torre del Mar, a seaside resort town nestled between the Mediterranean Sea and the Sierra Nevada mountains on Spain’s famed Costa del Sol. Yet the […]
How to remove closed accounts from your credit report
Since credit reports can be used to determine credit scores, it’s not surprising that people want the best credit reports they can get. After all, credit scores can determine eligibility for a loan or line […]
Is it possible to lower credit card interest rates?
Believe it or not, you can call your credit card company and ask them to lower the interest rate on your card. Even more surprising? They might actually do it. A CreditCards.com survey found that of the […]
9 modern business etiquette rules to improve workplace culture
Myka Meier, the founder of Beaumont Etiquette, recently told the Huffington Post that business etiquette is “more than just the practice of good manners and following respectful protocol when doing business with others — it’s the difference […]
55 money facts you may not believe are true
Sure, you use money nearly every day, but how much do you really know about income, wealth, retirement and money in general? The facts about how wealth operates in our world are not as clear […]
The budget that lets you buy lunch every day
One of the most common pieces of personal finance advice is to save money by bringing lunch to work, rather than buying it. The math is pretty straightforward: If you spend $10 on lunch every […]