50 ways to pay down holiday debt & start 2021 right
The 2020 holiday shopping season has put many people in the red. Per a recent survey from LendEDU, 63% of Americans said they were taking on a record amount of credit card debt this year — a […]
10 money habits of highly effective couples
First comes love, then comes commitment, then comes financial partnership. Individuals who come into a relationship with solid money habits have an advantage, but to make love work, it’s essential to merge skills to make […]
How to spot a credit-repair-scam
Have you been rejected for new credit or denied the best rates because of negative marks on your credit report? Then it might be time to consider repairing your credit. Credit repair might seem complicated, but […]
Price-to-earnings ratio explained
When a shopper goes looking for a new appliance, perhaps a coffee maker, they may ask themselves questions like: “Is this worth the price?” and “What type of lifetime value will I get out of […]
How to make a budget in 5 simple steps
Creating a monthly budget can help you track your spending, save money and reach your financial goals. However, many Americans don’t budget their money, perhaps because the prospect of combing through bank statements and bill […]
25 bizarre things you probably didn’t know about credit scores
Credit. Love it or hate it; it’s part of your financial life. Your credit score can affect whether you get approved for a home loan, a credit card, and in some cases, hired for a […]
How much life insurance do I need?
The short answer could be to buy enough coverage to help address outstanding debts, while also providing enough money to beneficiaries for their financial needs. The real question, then, may be how to calculate that […]
How long should you hold stocks?
In a few clicks of a button, an investor might become the proud owner of new stock. Researching new stocks can be a hard-but-rewarding endeavor. And once a stock gets purchased, the real market ride […]
How to move investments from one account to another
In the age of P2P transfers and tap to pay, transferring funds has become as simple as a few small gestures. Money jumps between accounts in a matter of seconds. However, not all transfers are […]
What is cost basis?
It’s common for people to avoid thinking about taxes until filing season is upon them. Unfortunately, this can lead to missed opportunities to reduce tax payments. Planning ahead and understanding tax rules is useful for […]