What is a good 401(k) expense ratio?
The expense ratio of a 401(k) plan is the amount an investment company charges investors for managing the fund. A total of administrative fees for the fund’s expenses, this rate is usually stated as a […]
Fee-based vs. fee-only financial planners
Although “fee-based” and “fee-only” financial planners sound similar, they both have different fee structures and different obligations to investors. Here’s what you need to know about fee-based vs fee-only financial planners. You might think that […]
8 ways to rebuild your finances this year
The pandemic hit us hard in early 2020, and millions of people worldwide continue to suffer financially due to budget cuts. These cuts came from redundancies to millions of businesses being forced to close their […]
5 tips for getting the best price on a new home
You’ve reached the house-hunting phase and found “the one,” but you aren’t crazy about the price tag. The good news: You might be able to change it. When you make an offer on a home, […]
Creating a one-year savings plan
A lot can happen in a year. (Don’t believe us? Go check out your Timehop.) While many of the changes we see as we make our way around the sun aren’t exactly planned for, it […]
Paying tax on personal loans
There are plenty of reasons to take out a personal loan, many of which are totally financially savvy. For instance, you might be thinking about consolidating high-interest debts like credit card balances. Or you might plan to […]
10 home buying red flags
You’ve been getting up early weekend after weekend to go to open houses and have spent hours looking at online listings. You’ve finally found a place that you like, but before you make an offer, […]
Should I have an emergency fund?
A hospital bill in the thousands. A vet invoice for hundreds. A car repair for more than you make in a month. When faced with an emergency, it can compound the problem to try to […]
How to dispute credit report errors for free
It’s entirely common to find an error on your credit report — but here’s the good news: Under the Fair Credit Reporting Act, you have the right to dispute incorrect or inaccurate items on your […]
Here’s how many people have Social Security Disability Insurance in your state
Social Security Disability Insurance (SSDI) is a government-run program that replaces part of your income if you meet its requirements and your disability keeps you from working for at least 12 months. However, less than […]