Working from home is a dream for many full-time employees. Meanwhile, that dream has become very real for at least 43% of the U.S. workforce, according to the latest Gallup poll on remote work. In addition […]
Every American has to file a tax return every year if he or she earned income that year, even if they don’t owe anything; they could be owed a refund on taxes they already paid […]
Spring break signals the beginning of life, summer, and freedom from school. It’s the light at the end of the tunnel. However, many of us are filled with toxic amounts of ramen and sprite to […]
If you have balances on several high-interest credit cards, owe money on student loans, have one or more payday loans, a car loan, or even medical debt, you may be looking for better ways of managing […]
One of the easiest ways for a business to get into financial trouble is to take on too much debt. That’s especially true when the economy is stagnant and there aren’t enough sales to compensate […]
Pacemakers are becoming increasingly common, especially as the population is becoming progressively older. The life insurance industry recognizes this trend and has made adjustments to accommodate the growing number of people who have pacemakers. Don’t assume […]
It seems like every day we hear news of a well-known company experiencing a data breach. Companies like Yahoo, Target, and Marriott have all dealt with having their users’ private information – user ID, password, […]
In many states, driving under the influence (DUI) and driving while intoxicated (DWI) can be used interchangeably, while in some, a DUI and a DWI are slightly different offenses for driving while drunk or on […]
Reorganizing your home has become a popular task these days, thanks to Netflix superstar Marie Kondo. While many would-be declutterers are focused on whether their possessions bring them joy, they often forget that cleaning up […]
Sure, college is fun and the inspiration for a genre of brick-and-ivy-based comedies like Animal House. But then comes the bill, the low-wage entry-level job, and the long climb to financial solvency leaving graduates (and many […]
Like personal credit, it’s important to regularly monitor your business credit. Having a business solid score can help you in a number of ways, including: Obtaining a business loan or line of credit more easily and with […]
It’s been a rough winter across much of the United States. The Polar Vortex. Mounds of snow in places that usually only see a light dusting (or none at all). Wind. Rain. Floods. If you […]
I distinctly remember when my kindergarten teacher asked us to consider what we wanted to be when we grew up. Answers ranged from firefighter and veterinarian to banker, artist and athlete. Unsurprisingly, none of my classmates listed parent as their dream career. Yet as adults, […]
No matter where you live in the U.S., your state likely requires you to have at least some auto insurance (here’s a state-by-state guide). Even if you live in one of the few states without […]
If you think you can’t afford a vacation, think again. You don’t have to spend an exorbitant amount of money on lavish resorts to have a good time. I have a few budget travel tips up […]
Some people are fearful of the IRS. But if you are someone who owes tax debt to the IRS, you need more than a little bit of healthy fear to get you through — you […]
Until recently, utility bills could only affect your credit if you didn’t pay them on time. (All the while months or even years of on-time payments didn’t do a thing to help you build credit.) Well, […]
It’s no secret that spring break is a popular time to travel — escaping the cold for a couple of days (or more) is appealing to almost anyone. Especially to these places. But as a […]
The benefit of getting a tax refund is pretty clear for most business owners — it means money that can be tucked into savings or reinvested in your company. But there are a couple of […]
In 2018, the IRS issued nearly 112 million refund checks to the tune of more than $324 billion. As the new tax season gets underway, the IRS has reported the average tax refund amount is down $170 […]
For freelancers, productivity is an asset. The more efficient you are, the more money you can earn. It’s the fastest way to better rates and bigger projects. But when you’re working mostly by yourself, it […]
A new age of speedy wireless internet connectivity is upon us, thanks to not only the possibly over-hyped 5G (mass rollout of which is not really due until next year) but the next generation Wi-Fi […]
I am on a personal mission to get women to save and invest more. There are some fascinating studies that find that women are actually better at investing than men, but they save and invest far too […]
Negotiating with creditors with whom you still enjoy a good standing is an important skill – and very different from negotiating with debt collectors. The idea is to avoid your credit problems reaching the point where […]
When you earn an income during the year, you’re required to pay taxes on it that year. You authorize your employer to withhold a certain amount of taxes from your paycheck, or, if you’re an […]
If you think investing is a daunting topic — especially when you’re just getting started — you’re not the only one. About 60% of adults say investing in the stock market is “scary or intimidating,” according to […]
Picture a business as if it was a credit score. You want to keep it in good shape, which requires planning, diligence and hard work. Business owners need to prepare 100% for what could happen — […]
A couple of high-profile incidents — including one where a Nest security camera was used to issue a fake missile warning — has forced Google-owned Nest to remind users about simple online security. Time and again, we […]
The cost of health insurance is a major concern for the majority of Americans, according to a recent Gallup poll. Health care costs are a complex issue. Many factors contribute to the costs of care […]
The cost of electricity is going up. The Energy Information Administration projects the average cost of electricity will be 13.45 cents per kilowatt hour in 2020, up from 12.91 cents in 2018. This means higher […]