How many tax allowances can I take?
The Tax Cuts and Jobs Act of 2017 altered how many tax allowances you should take for every year since it became law and it certainly has for 2020. Tax allowances are approximate estimates of reductions in […]
How to get life insurance with COPD
Chronic obstructive pulmonary disease – better known as COPD – is a more common disease than people are aware. And since there is no known cure, and it is potentially degenerative in nature, it can […]
How high blood pressure can affect your life insurance premiums
High blood pressure is a common affliction, so common in fact that it affects tens of millions of people. Life insurance companies however consider it to be an additional risk factor when providing policies. In […]
5 times when life insurance won’t pay a claim
When taking a new life insurance policy, most of us give a little thought to the possibility that there may be situations where your life insurance policy won’t pay a claim to your heirs. But […]
How to get life insurance with multiple sclerosis
Multiple sclerosis is a serious health condition, and from a life insurance perspective, it can cause complications. Still, it is possible to get life insurance coverage even if you have the disease. It’s mostly a […]
Can you get life insurance when you have a pacemaker?
Pacemakers are becoming increasingly common, especially as the population is becoming progressively older. The life insurance industry recognizes this trend and has made adjustments to accommodate the growing number of people who have pacemakers. Don’t assume […]
Married filing separately: Pros & cons of this little-noticed filing status
Are you married? Or thinking about it? Wondering what the difference is between the tax filing statuses Married Filing Jointly vs. Married Filing Separately? I know I once did. You would see Single, Head of Household, […]
What if your spouse doesn’t have – and doesn’t want – life insurance?
If your spouse doesn’t have life insurance, do you simply respect their wishes and go about your life? On some level, that may sound like a fair response. But whether a person wants life insurance […]
How obesity can affect your ability to get life insurance
Obesity is one of the most difficult challenges to overcome when it comes to life insurance. This is because the life insurance industry views it as one of the most serious health conditions. If you […]
How to get life insurance coverage after a stroke
Strokes claim the lives of over 150,000 people each year, making it the third leading cause of death in the US behind heart disease and cancer. For this reason, strokes can complicate the life insurance […]