An income statement, also known as a profit and loss statement (P&L), is one of several key financial statements that small business owners, accountants, and the self-employed use to assess their company’s financial performance.The income […]
I’ll never forget my first credit card. I was in college and walking by a booth on campus where a bank was offering credit card applications. I wanted to buy tickets to a concert, but […]
More young adults are living with their parents than ever. An all-time high 17% of 25- to 34-year-olds reside with their parents, according to the Census. Parents facing this prospect may feel like they should […]
Gardening is a popular, though pricey, hobby. According to the National Gardening Association, Americans spent a record-breaking $47.8 billion on their gardens in 2018. But those greenbacks put green thumbs to good use — beyond […]
You’re looking at a screenshot from my phone showing some recently missed calls. You’ll note a few things: none of them are from within the United States (where I live), and none of the numbers […]
For project-based businesses, tracking and analyzing the profitability of a job at the project level is critical. If you have a project-based business such as contracting, interior design, architecture, and the like, you know projects […]
When you’re facing more bills than income, sorting through the options for debt relief becomes a mission of urgency. You may want to rule out even thinking about bankruptcy because it has such a bad rap in […]
Whether you were at a recent celebration or had to borrow money for an emergency, you’ve probably found yourself needing to pay your friends back at some point. If you don’t have enough cash on […]
ACH, or “Automated Clearing House,” is the name of the network that moves money and information from one bank account to another. Bill pay and direct deposit are examples of an ACH transaction. It’s a […]
Who doesn’t love date night? But when the average date in the United States costs over $100, it can be hard to budget for them. Instead, try one of our cheapish-dates – ones that won’t skimp […]
Debt has a way of making one feel stuck in an endless cycle, but paying it off doesn’t always have to be a slog. Personal loans can be used as a tool to reduce the interest on […]
The economy is strong, or at least so the various reports on Google News tell us. Unemployment rates have held steady, and there are now more job openings than people to fill them. However, low unemployment doesn’t equate […]
According to the unabridged edition of the Collins English Dictionary, the definition of non-compliance (nɒnkəmˈplaɪəns ) is a “failure to comply; refusal to yield, agree, etc.” Many of the examples of non-compliance in United States dictionaries […]
Looking for a new job in New York City? How about applying to one of the very best places to work? We used our database of ratings on more than 10K companies in the United […]
From dining and real estate to health care and farming, companies are adjusting to appeal to the millennial generation, projected to become the largest in America. The banking industry is no exception, but banks face challenges when […]
One day while tending his garden, an Italian economist named Vilfredo Pareto had an interesting observation. He noticed that about 80% of his peas came from only 20% of the pods in his garden. Pareto […]
Many credit cards come with some nice perks. Maybe it’s cashback, a great deal on airline miles, or tons of travel points. If you’ve spent years accumulating those rewards, the thought of losing them can […]
Near the close of the 20th century, Hewlett Packard overtook IBM as the world’s third-largest PC manufacturer in the world. Yet not all was well at HP. Cutthroat competition and rapid advances in technology forced […]
Retirement isn’t exactly what it used to be. Sure, most retirees who move still move to Florida. But according to a survey by the TransAmerica Center for Retirement Studies, a full 40% of boomers are keeping their […]
Throughout my life and my career, I’ve been fortunate to be surrounded by incredibly smart and gracious people who’ve taught me invaluable lessons about business. Whether you’re an employee, an entrepreneur, or an aspiring entrepreneur, […]
If you’ve ever felt the rules of credit management to be elusive, you’re not alone. Luckily, credit reporting companies are fairly transparent about what it takes to build and maintain good credit, and much of […]
The overall success of your business is directly tied to profit and loss. This relates not only to securing enough business to pay your bills and expenses but also has to do with pricing and […]
When you think of retirement paradise, what comes to mind? Maybe it’s sandy beaches near clear blue water, a boat ride on the ocean, or lounging poolside with your favorite frozen beverage. Maybe it’s all those […]
Signing up for a credit card that offers the best benefits makes a lot of sense. And it’s natural to focus on highly-publicized rewards and special offers. But you might be surprised to learn that […]
From your morning coffee order to your daily vitamin, smart brands are finding ways to make sure you get exactly what you want. Personalization is driving product and service innovation across industries of all types. […]
Have you ever dreamed of owning a stunning estate with views of the ocean and mountains? With a pool, tennis courts, room to sleep all your friends and family, and boasting 10,000-square-feet of living space? […]
When you turn on the TV or pick up your phone, it sometimes seems like the old axiom “no news is good news” has taken on a new meaning. Gun violence, climate change, inadequate or […]
As Hurricane Dorian begins its slow crawl north along the East Coast and continues to torment residents of Florida, Georgia, and the Carolinas, we’re beginning to get a better idea of the devastation left behind […]
Grandparents often play a large role in a child’s life. After all, they were once parents themselves. While there are many ways to include grandparents in your children’s lives, National Grandparents Day, which falls Sunday, […]
After attending her local Chamber of Commerce meetings and presenting, or exhibiting, at various trade shows, small business owner Becky Beach was shocked to learn that the $1,000+ she spent on business attire to look […]