How much home can you really afford?
Both your income and your debt determine how much house you can afford. Mortgage lenders plug these figures into certain calculations and ratios to come up with the loan amount they’re willing to offer. […]
The best drivers live in these states, research shows
Rates of reckless driving behavior have risen dramatically across the country during the past two years with few signs of slowing down.[1] While such elevated rates started during the early stages of the COVID-19 pandemic — […]
Low-cost internet & mobile plans for seniors
In an ever-changing world where social media, video calls, and texting have become the norm, we all need to stay connected with our loved ones. With these shifts in communication, seniors are at risk […]
How retirees can save money with an HSA
If you’re eligible for a health savings account (HSA), it’s a terrific way to save money now and accumulate wealth for the future—if you understand the rules. Last year, the CARES Act expanded the […]
12 bad things that come from not saving money
Many Americans struggle to save money but it’s worth the effort since there are serious downsides to not stashing away cash. These can range from going into debt, facing financial hardship after losing your job, […]
The 15 richest countries in the world
A country’s wealth is often determined by its GDP per capita. This is the average amount of money that each person in a country earns in a year. It takes into account both the number […]
11 remote jobs perfect for seniors
They’re calling it the Great Unretirement. Millions of people who retired in the last decade, and particularly since COVID, are seeking to return to work in the interest of gaining a little more financial security as […]
This is the #1 long-term risk for real estate investing
Real estate investing is a tough business. Stiff competition for deals, complicated legal and financing procedures, and the risks of problem renters have always meant that owning investment properties is not for the faint […]
Returning to the office? It’s more expensive than when you left
After more than two years of working remotely, many employees now find themselves returning to the long-lost office where they once spent their workdays. Whether you have to reluctantly drag yourself back or you’re […]
25 things worth saving up for: #9 will surprise you
Each of us has our own agenda in terms of what makes stashing our cash away worthwhile. For some of us, it’s the anticipation of doing something fun or buying something beautiful. For others, it’s […]