Can a small business get a tax refund?
The benefit of getting a tax refund is pretty clear for most business owners — it means money that can be tucked into savings or reinvested in your company. But there are a couple of […]
The benefit of getting a tax refund is pretty clear for most business owners — it means money that can be tucked into savings or reinvested in your company. But there are a couple of […]
I am on a personal mission to get women to save and invest more. There are some fascinating studies that find that women are actually better at investing than men, but they save and invest far too […]
If you think investing is a daunting topic — especially when you’re just getting started — you’re not the only one. About 60% of adults say investing in the stock market is “scary or intimidating,” according to […]
Approaching retirement can be a scary time. There are major decisions to make. You need to decide when to collect Social Security. You need to determine a withdrawal strategy for your retirement assets. Plus, you need […]
Tax season is upon us, meaning a refund might be headed your way. No doubt you’re excited by the idea of a cash influx, but this isn’t free money. “Most people think their tax return […]
The number of vacationers hopping aboard a cruise has increased steadily. In 2019 alone, 30 million people are expected to go on cruises, almost double the number of passengers a decade ago. There’s many reasons […]
Working mom guilt is a powerful, negative force that is as dated as it is prevalent. I have written on this topic extensively through my blog, my podcast, and on my Forbes column. Most recently, […]
If you’re worried you won’t be getting a big tax refund, you’re not alone. According to the IRS, the average size of tax refunds is down by 8.4% so far this year. However, there are […]
Emergencies happen to everyone. Unless you are living under a very lucky star, you will likely encounter a major financial emergency at some point in your life. The problem is that you cannot predict when […]
The best way to finance a home improvement project is not to do one. That’s because the cost of these jobs almost always outstrips the value they add to the resale price of your home. And if […]
With millions of Americans dealing with more than $1.5 trillion in outstanding student loan debt, it’s no surprise that many young workers are stressed about their debt and hope to pay it off ASAP. No matter […]
Filing your taxes is not fun — in fact, it can be pretty painful. This year may be more painful than others. Across the country, Americans are complaining about getting a smaller tax refund. The […]
Are you married? Or thinking about it? Wondering what the difference is between the tax filing statuses Married Filing Jointly vs. Married Filing Separately? I know I once did. You would see Single, Head of Household, […]
While retirement is a life stage most Americans plan for, many aren’t financially prepared for this step. One common obstacle to a sound retirement plan is debt. Workers often ramp up retirement contributions leading up […]
Most people I meet don’t really care about acquiring great wealth. But everyone wants to make sure they never run out of money. If that resonates with you, I have good news. You really don’t have […]
Tax season has officially begun. January 28 was the first day taxpayers could start filing returns, both paper and electronic. If you haven’t done this yet, download this tax checklist to get started. Once you […]
Didn’t get your new year off to a great start? Don’t worry. There’s always Monday. The start of a new week is a popular time to turn over a new leaf. (You’ve no doubt heard […]
Filing taxes can be intimidating no matter how many times you’ve done it, but it can be especially challenging if it’s your first time. What documents do you need to collect? What information do you […]
The annual celebration of Lunar New Year includes sumptuous feasts, festive dragon and lion dances and the all-important gifting of red envelopes filled with money. Symbols of good wishes and luck for the year ahead, […]
Completing one’s annual tax return can be a fairly straightforward process. You simply get your W-2 or 1099 forms and other necessary documents in the mail or online, then file using one of the many online software […]
Have you heard the term “bootstrapping a business?” Derived from the old saying about “pull yourself up by your bootstraps,” bootstrapping means using your own money to finance and grow your startup. Instead of seeking a loan or investors to […]
Do you have a financial plan? If not, you’re not alone. In fact, most Americans don’t have a written financial plan in place. For some, it may be they don’t feel like they have enough finances […]
In your 20, you likely have started your career and are adulting like a champ (or at least attempting to do so). For the first time, you may have a bit of spare cash you […]
If you’ve spent any length of time in the Personal Finance community, you’ve heard the standard advice a million times. Create a budget, spend less than you earn, make steady investments… yada, yada, yada. While those […]
No matter how simple or complicated your finances are, doing your taxes always involves some level of hassle. At the minimum, you have to compile your tax documents and complete your returns by April 15 […]
When most people first decide they’d like to file for divorce, the minutiae of their finances might not be top of mind. The psychological burden of a marriage ending can be all-consuming, making it difficult […]
Divorce is one of the leading predictors of both bankruptcy and home foreclosure. Women are especially prone to a long-term financial fallout from divorce. Within a year of the end of their marriages, women are three […]
Moms and dads say they know best, especially when it comes to money matters. But a lot has changed since your parents were building their nest egg, so there are things you may want to […]
Bad credit can make refinancing a home loan harder, but it’s far from a disqualifier. According to credit rating agency Experian, “bad credit” is a score of 669 or below on a FICO score range […]
When you are facing a pile of debt that you just can’t seem to shake it can be tempting to look toward your retirement accounts as a way to escape. Retirement is a long time […]