Most people will borrow money at some point in life, and some will lend money. While an IOU might suffice for smaller amounts, a more binding agreement can be helpful when dealing with larger sums. […]

Without us noticing, our repetitive daily habits burn a hole in our wallets and drain our bank accounts.  And they are keeping us from building wealth.  Considering that 69% of adult Americans have less than $1,000 in a […]

Social Security has not been adequately funded for years, and there is no plan to fix it. This presents a difficult situation for the next generation of retirees – how can they be prepared financially […]

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This past year proved to be financially challenging for many folks. Many have lost their jobs and/or large chunks of their retirement savings due to the pandemic. While things are rough for many, there are tried-and-true […]

As a small business owner, you may assume the IRS has bigger fish to fry than your small business operations. However, recent reports have cited that the IRS has increasingly targeted small businesses for tax audits. The National […]

Americans were already struggling with their personal finances, and then COVID-19 hit.  According to the Pew Research Center, 44% think it will take three or more years to recoup their losses for those financially impacted […]

Personality is defined as “the combination of characteristics or qualities that form an individual’s distinctive character.” . In fact, your personality traits will likely significantly impact the outcomes of your life, either helping or hindering […]

You’re ready to take the leap and start a business. Congratulations! Making that decision might feel risky, but taking on risk can yield significant rewards.   In fact, 74% of small and medium business owners are […]

Filing for bankruptcy protection is a big decision for anyone, but for older people, it also raises some unique concerns. Many older adults have a lot of equity in their homes, something worth protecting, but […]