The pandemic has changed people’s thinking on many things, not the least of which is estate planning and making a will. According to one study, over 68% of Americans do not have a will. But that […]

Years ago, when we had a lot of friends living in downtown Baltimore, they’d routinely get their cars broken into. It got so bad for one of my friends that she left her car unlocked […]

Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one. Sound familiar? […]

Most people will borrow money at some point in life, and some will lend money. While an IOU might suffice for smaller amounts, a more binding agreement can be helpful when dealing with larger sums. […]

Without us noticing, our repetitive daily habits burn a hole in our wallets and drain our bank accounts.  And they are keeping us from building wealth.  Considering that 69% of adult Americans have less than $1,000 in a […]

Social Security has not been adequately funded for years, and there is no plan to fix it. This presents a difficult situation for the next generation of retirees – how can they be prepared financially […]

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This past year proved to be financially challenging for many folks. Many have lost their jobs and/or large chunks of their retirement savings due to the pandemic. While things are rough for many, there are tried-and-true […]

As a small business owner, you may assume the IRS has bigger fish to fry than your small business operations. However, recent reports have cited that the IRS has increasingly targeted small businesses for tax audits. The National […]