This year is proving to be financially challenging for many folks. Many are losing their jobs and/or large chunks of their retirement savings due to coronavirus concerns. While things may be rough in the short-term, there […]
In the best of times in the United States, medical debt can have a devastating impact on individuals and families who are under-insured or have no insurance at all. Even for those with health policies, […]
Whether you sell a good or a service, it’s no secret that pricing is a crucial component to running a business. Not only does the proper pricing of goods affect the amount of money coming […]
Making a mistake on your taxes can not only be costly, it can be a big red flag for the Internal Revenue Service, leading to an audit. For people nearing retirement, the stakes can be […]
Until recently, the stock market had been strong for more than a decade. And it’s easy to say that you’re comfortable investing your retirement savings in the market when you’re looking at double-digit gains. If […]
A perfect payment history on a student loan is a powerful thing. It could help you qualify for cosigner release with your private lender. Better yet, it could pave the way for student loan forgiveness via the […]
Applying a fresh coat of paint is an easy, cost-effective way to give your home an instant upgrade and off the market in no time. But not all paint colors are created equal. If your […]
As the news about coronavirus and the disease it causes, Covid-19, becomes more serious by the day in the United States, I was reminded of that old quote from children’s television host Fred Rogers. His […]
Trying to run a business without managing cash flow is like trying to paddle a boat without an oar. Even if you succeed, it will be an upstream exercise guaranteed to wear you out. Not to mention, […]
Car title loans are one type of fast funding that carry a steep price in terms of interest and fees. These short-term, high-interest loans put you at risk for losing your car if you can’t […]
More than half of the American labor force is paid hourly, and for those workers, the minimum wage mandate under the Fair Labor Standards Act is an important part of protecting their salaries. At a […]
President Trump’s instruction to the Small Business Administration to make $50 billion in SBA loans for COVID-19 available to small businesses impacted by the coronavirus may not only be good for Main Street, it’s potentially […]
I am in search of my inner millennial. I am a baby boomer. I am the product of Depression-era and pre-WW2 parents. Obedience was expected of me and my generation. It was, for me, the […]
There’s no denying that baby boomers have more life experiences than Gen Z. But this doesn’t mean boomers have nothing to learn from the younger generation. By understanding the money decisions of Gen Z, baby […]
If you’re a small business owner, the days of using paper timesheets are gone. Today, many business owners use time-tracking software to track employee time. Converting to a mobile time card app could do wonders, […]
For many Americans, reaching retirement age doesn’t mean the end of work. That may be truer than ever for people in their 50s and 60s given the recent market slide related to the coronavirus pandemic. […]
Deciding how much money to contribute to your 401(k) should be based on your desired retirement age, your annual spending needs, and your current savings. Establishing the right 401(k) contribution today helps ensure you put […]
The IRS audited close to a million tax returns in calendar year 2017. This was about .5% of the total returns filed. While this is a pretty small number of audits, being audited is no […]
Many people dutifully make their student loan payments every month, only to feel like they’re progressing slowly — or not at all — toward debt freedom. That could be due to the fact that when […]
Whether your business sells services, products or both, you know that a normal day includes speaking with many different clients solely to offer them bits and pieces of your knowledge and advice. This accessibility is […]
Covid-19 has spread throughout the globe and is now in the United States. The question now is: How prepared are Americans, and how worried are they about the flu-like disease that originated in Wuhan, China? […]
When Vincent Brue, 40, and his wife, Eve, 38, purchased their four-bedroom Long Branch, New Jersey home in 2010, they knew it offered a bit more space than they needed. But the couple, who work […]
There’s a lot to expect when you’re expecting — not the least of which is a dramatic uptick in expenses. Children are a blessing, to be sure, but any parent will tell you those blessings […]
We’ve all heard the standard advice — pay down debt, build an emergency fund and change your withholdings if you’re getting a big refund. Assuming you have those things covered (you do, right?), here are […]
Long before the novel coronavirus made its surprise appearance, the nation’s nursing homes were struggling to obey basic infection prevention protocols designed to halt the spread of viruses and bacteria they battle daily. Since the […]
Franchise taxes aren’t taxes on franchise businesses, as you may assume from the name. Instead, states require certain entities, such as corporations or limited liability companies, to pay a tax for the privilege of doing […]
Have you ever felt you were really, really good at something, then found yourself totally outpaced by someone who was way better? Whether we’re talking sports, school, business or who makes the best apple pie […]
Not all bankruptcy attorneys are created equal. That’s not shocking: After all, the same could be said about finding help in any profession that requires expertise and training. But there are some things I would […]
Thinking outside the box to offer unusual job benefits can help employers build a cohesive work culture and a positive, productive workplace. On top of offering unique high-paying jobs, employers can also stand out by offering […]
According to the World Economic Forum (WEF), the world is experiencing a Fourth Industrial Revolution. Thanks to technology, human life, as we know it, is going through unprecedented change. “The resulting shifts and disruptions mean that […]