Under normal circumstances, if you hadn’t filed your taxes by now, you’d probably be looking at a couple of “failure to” penalties. The penalty for not filing taxes is typically 5% of the tax you owe for […]
The coronavirus pandemic has led to millions of Americans facing layoffs or furlough from their jobs. But even as the response to COVID-19 has resulted in unprecedented unemployment and concerns of a looming recession, it’s also increased demand for […]
In the best of times, refunds and cancellations are part and parcel of doing business. But, in the midst of a black swan event like COVID-19, your business may be overwhelmed by the sheer number […]
Americans have always struggled to save. Many live paycheck to paycheck, on the very edge of financial security. Historically, that savings shortfall has been all the more dramatic when it comes to saving for retirement. But […]
We’ve been sheltering in place for more than a month, and I finally feel like I can breathe long enough to reflect on all of the changes we’ve made to keep our Dailey Method business […]
The Paycheck Protection Program (PPP) offers a loan that may be completely forgiven if funds are spent correctly—mainly on payroll. Some small businesses have applied for it as a lifeline only to discover it’s not […]
The only thing more stressful than a pandemic is the looming recession that will likely come with it. In December 2019, FinanceBuzz surveyed more than 1,000 Americans to find out whether they were concerned about […]
Maintaining a high level of company morale can be a major challenge for any business, especially when uncontrollable events, like the outbreak of COVID-19, disrupt day-to-day operations. Now more than ever, companies are turning to […]
The coronavirus has caused a serious impact on nearly every facet of our lives. In particular, the travel/hospitality industry has been hit hard by the crisis. It is estimated that there will be a $500 […]
As much as we may view our pets like family, legally, they’re considered property. That means you can’t leave any money directly to your pet—though it’s not like Fido would know exactly how to spend […]
Which brand is most closely associated with your state? That’s the question Steve Lovelace set out to answer with this map. In some states, the choice was easy. Nike in Oregon. Walmart in Arkansas. FedEx in […]
COVID-19 is making rent a nightmare for local businesses. In Alignable’s latest Pulse Poll of 9,500 small business owners nationwide: 34% of respondents said they will not be able to pay May rent in full Of that […]
Since the coronavirus crisis hit the United States in early 2020, the travel industry has slowed to a crawl. Not only have travel restrictions been enacted by state and local governments, but the Center for […]
Although much of the world’s population is sitting idle at home binge-watching Netflix, fraudsters are hard at work taking advantage of the COVID-19 pandemic. Nowadays everyone finds their inboxes filled with “emergency” emails suggesting we […]
When the residents of Austin, Texas, were ordered to shelter in place on March 24th, Rachel Lily Campbell knew she’d have to suspend her fitness classes. The franchisee and trainer at Fit4Mom also knew she’d […]
Homeowners who don’t pay their mortgage will face foreclosure — the process by which the mortgage lender seizes the property. Homeowners may even be unceremoniously evicted. One alternative to foreclosure is a deed-in-lieu agreement. In […]
Often, credit card experts give advice about using credit cards that comes across as set in stone. The advice is often sound and meant to protect cardholders from potentially disastrous financial situations. It can include […]
The coronavirus crisis has forced millions to work from home, and that new normal has required some adjustment for workers. It’s created awkward video conferences featuring co-workers’ cats, phone calls with wailing children in the […]
If you have a large amount of high interest credit card debt you’re struggling to pay off, it may feel as if you’re caught in a never-ending cycle of trying to whittle down the balance […]
The novel coronavirus has thrown citizens and markets into a panic. People are losing their jobs. Retirement savings are being ravaged. The government is responding with a $2 trillion stimulus deal that would give cash directly to […]
The coronavirus has upended every aspect of our lives, even the way we care for our beloved pets. Walking the dog, getting supplies from the pet store, or taking a sick pup to the vet […]
The coronavirus crisis has generated record-breaking unemployment claims for more than 26 million American workers so far — and that’s making it hard for affected homeowners to afford their mortgage payments. Figuring out which type […]
When it comes to Economic Injury Disaster (EIDL) loans and grants, and Paycheck Protection Program (PPP) loans, business owners have questions. Lots of questions. At Nav, we’ve received thousands of them via our COVID-19 Resource Center blog […]
When the unpredictable happens, such as sudden job loss, it’s easy to feel panicked and unsure about next steps. You might be at a loss about what to do you’re laid off, and this can be […]
Tax refunds may be more important than ever this year for many Americans, as the incomes of millions are disrupted by the COVID-19 pandemic. Although the Internal Revenue Service (IRS) has extended the filing deadline […]
It’s inevitable that business will go through ups and downs and periods of uncertainty. In these times, the tough decision of how to cut costs always comes into the conversation. Since the outbreak of Covid-19, […]
One of the bright spots in a bleak string of weeks has been the creativity, adaptability, and entrepreneurial spirit shown by the restaurant industry in dealing with COVID-19. The sector has been hit extremely hard. […]
It may seem logical that if you never worked — and therefore never paid into Social Security — that you would not be eligible to receive Social Security benefits. Well, that’s not the case. In […]
With another round of SBA coronavirus relief loans on the horizon, it makes sense to revisit some of the criteria that will impact how successfully small businesses are able to leverage the funds from the […]
When you’re facing foreclosure, it’s tempting to look for a fast fix that will keep you in your home. Foreclosure bailout loans offer just that. But with all the scammers and predatory lenders looking to […]