How cleaning out your fridge can save you money
If you haven’t already cleaned out your refrigerator while on lockdown, now’s the time to do so. Not only can it be a very zen exercise and make you feel better about your eating habits […]
What makes a good business? Warren Buffett says ‘return on capital’
What is return on capital? Return on Capital (ROC) is a number that measures the profits relative to the amount of money that’s been invested in a business. It’s a way to determine a business’s skill […]
6 ways to use your credit card points to help others
Frequent flyer Nancy Mina built up over 800,000 airline miles from years of jetting around the globe. As the coronavirus pandemic hit the U.S. and the world hard, she realized the miles sitting in her […]
The states with the most essential workers
When a pandemic broke out in the United States in early 2020, in many ways, business as usual came to a halt. Jobs that could be performed from home went remote, and those that couldn’t, […]
Personal finance pros share how they teach kids about money
Parenting is a tough job – because let’s be honest, are we ever going to get everything right? Between the experts, your parent-friends and your own parents, everyone has advice on how to raise your […]
7 important times your credit score really matters
You may have heard this advice or something like it before, “If you’re doing it right, you will never borrow money again. You will have no debt, and you will pay cash for everything — […]
States getting the most help from PPP loans
States throughout the Great Plains are so far seeing the biggest impact of Paycheck Protection Program loans — funds designed to help small businesses stay afloat during the coronavirus pandemic. The PPP allows business owners […]
How to rethink your business model post-COVID-19
Those in the home services industry have an advantage over many other businesses during the COVID-19 pandemic: Their role protecting the health and safety of consumers makes them essential businesses that don’t have to close. But that […]
The importance of small business trade credits post COVID-19
One of the most undervalued credit opportunities a small business owner can leverage is the trade credit he or she has with their suppliers and vendors. Not only is this a powerful way for a […]
How to reopen: A small business toolkit
States across the country are relaxing or removing mandatory stay-at-home and social distancing orders, allowing non-essential businesses to reopen. That doesn’t mean the financial and logistical difficulties of reopening are going to disappear. There are […]
These are the most caring cities in every state
At some point in your life, you or someone you know has probably benefited from the service of a counselor, a teacher, a nurse or some other professional whose career is dedicated to benefitting others […]
This retailer plans to reopen with a renewed focus on customers
The coronavirus pandemic has not been easy on any of us. Even the most well-positioned retail companies have faced declining revenues, the layoff or furlough of valued employees and, of course, an unpredictable future. When […]
The top 10 germiest spaces in your workplace
We spend more than 90,000 hours of our lives in the office, and our hands come in contact with a lot of items that aren’t the most sanitary. Here are the top 10 workplace items […]
Life after 60: 8 important things you should know
These tips will make your life rich for two reasons: realizing the joy of living in the moment, and acknowledging the need to plan for the future. No complaining about the past here. Just sound […]
From grand opening to shutdown in 24 hours: A restaurant’s survival story
Selling chicken and waffles was always going to be a bit of an uphill battle in a San Francisco neighborhood best known for its sporty young residents, their pilates studios and salad spots. That didn’t […]
6 ways to prep your small business for the ‘new normal’
Normalcy has been flipped on its head and has left us feeling anxious about the future and wondering if our business will survive the coronavirus. My partners and I were set to open our brand-new […]
How to engage customers on social media
If you’re a small business owner, you know the value of connection. Your customers aren’t just price tags – they’re neighbors. Your storefront isn’t just a place where you make money – it’s an integral […]
How to work safely in someone else’s home during Covid-19
Covid-19 has changed the way the world operates. With shelter in place orders across the U.S.—and countries on lockdown—the mechanics of the world are forever changed. Tragically, this has forced countless businesses to shut their […]
5 identity theft scams to watch out for
Cyber threat, from Social Security scams to data breaches, has become an everyday concern for all Americans. And in the fallout from COVID-19, digital attacks are at an all-time high. The Federal Trade Commission (FTC) […]
How to use a personal loan to pay off credit card debt
If you have high-interest debt on several credit cards, you may be struggling with mounting interest costs, high monthly payments and keeping track of your due dates. Using a personal loan to pay off debt […]
This retail supplier is partnering with small businesses to survive
When she started her natural body care company Etta + Billie more than a decade ago, she found herself blending unusual medleys, often involving some of her favorite foods and beverages. Lavender shortbread became Lavender Soap. Coffee […]
7 predatory lending warning signs to watch for
Choosing the right personal loan lender can be the difference between getting out of debt fast — or getting dragged down by debt for years to come. Before you borrow, it’s crucial to find a […]
Are you overspending on subscription services while social distancing?
The coronavirus pandemic has drastically altered the way Americans spend money. In many cases, that has meant cutting back — but one area where many consumers are spending more is on subscription services. A recent […]
How to prep your money for whatever new normal will be
It’s too early to say when we can stop sheltering in place, but I’m finding that pretty much every (virtual) conversation I have with my clients, staff, friends, and family is starting to revolve around […]
Small business hiring in times of crisis
During times of economic and social crisis, including the COVID-19 pandemic, many businesses are unable to hire new employees. However, some industries can weather the storm and even expand throughout it. Yet, with growth comes […]
6 smart strategies to save money on car insurance
If you have a car and want to drive it, you’re legally required to insure it. Unfortunately, insuring a car isn’t cheap. Average car insurance costs $1,323 per year, according to U.S. News Cheapest Car Insurance Rankings, […]
How to avoid foreclosure
In times of crisis, housing and food should be our two top priorities; however, in light of the severe loss of income millions of Americans are suffering right now, the fear of foreclosure is real. […]
Can you get both unemployment and a stimulus check?
The CARES Act became law on March 27, 2020, with several financial aid provisions for American households. Two signature pieces of the stimulus package are now arriving – stimulus checks and enhanced unemployment benefits. As […]
13 ways to make quarantine feel like a vacation
Most of us have been stuck inside for more than a month now. We’re getting bored of TV and tired of phone conversations that start with “What are you up to?” and end with “Oh, […]
How to create a long-term emergency plan for your small business
COVID-19 has required small businesses across the world to act quickly and implement their emergency business plans. And if they haven’t, most businesses are currently in the throes of learning to adapt and create plans […]