Retirement can be a new adventure filled with travel, home improvements and learning new skills. But just because you’re living on a fixed income doesn’t mean you should cut up those credit cards. As long […]
For Americans who view the stock market as a spectator sport, it can be entertaining to watch TV’s financial pundits roll up their sleeves and start waving around at charts that show large, downward-pointing arrows […]
The American Dream — buying your own home — is sometimes perceived as an impossible dream. However, it can be achieved if you have a plan and stick with it. When planning a budget for […]
Starting a new business comes with a litany of decisions to make, both logistical to financial. Some are required before getting started, while others are made along the way. One of the most impactful decisions […]
If you spend big on streaming services such as Apple Music, NBA League Pass, YouTube Premium and Spotify, you could earn bonus rewards from select credit cards. As more people are staying inside due to […]
COVID-19 has changed many things about American life. Unsurprisingly, spending habits are among them. Many Americans are both spending less and spending on different things. But, despite these profound changes in money management, one surprising […]
When people think of California, visions of Hollywood or driving down the 101 in a plush convertible can easily come to mind. Pretty dreamy right? There is a lot to love about California, but it […]
If you’re having trouble paying your student loans, you’re not alone. More students are taking out more in loans than ever, and it can be hard to make those payments once you graduate — especially […]
You’ll often hear the common rule of thumb that the price of a home shouldn’t exceed three times your annual income. This can help homebuyers avoid becoming house rich and cash poor. However, following this […]
Finding the right home is just one part of the equation when buying a home. Choosing the right type of mortgage loan to finance the biggest financial transaction of your life is just as critical. […]
To an investing newbie, the term blue chip might just sound like a fancy vehicle for your salsa. But blue chips, more specifically blue-chip stocks, are a part of many people’s diversified portfolio offerings. So, stave off […]
You know which three little words no one wants to hear? Credit card debt. It can go from zero to thousands with one quick swipe or build at a slow creep — a nice dinner […]
Getting married in the United States can be an expensive affair. This is especially true when compared to other countries where the cost of living is much lower. Unfortunately for most people with families in […]
It’s entirely common to find an error on your credit report — and that’s where the credit dispute letter comes into play. But first things first — to actually file a dispute you will need a […]
Consider this fantasy: A person strides into a Las Vegas casino and slaps a stack of money down at the roulette table, putting it all on black. The wheel starts to spin, the ball lands […]
We all tend to think of the rich and famous as people that were just lucky enough to be born that way. And although that may be the case for some — others worked hard and […]
As a teenager or young adult, it’s hard to think deeply about the future. You may daydream about your career, spouse, or family, but it always feels distant. Even those who start planning young still struggle […]
On your first day of work you’ll probably be greeted with a big stack of documents that will cover everything from your health insurance options to paid time off to even the mechanics of getting […]
Whether you’re heading to Vegas for a wild weekend adventure or trekking across the country to celebrate the holidays with your in-laws, chances are you spend a lot of time in transit. After all, millennials […]
A smart thermostat can help lower your energy bill by automating the heating and cooling of your home. Some do this by learning how you use the thermostat for the first few days. It then […]
Whether you’re a diehard fan of Old Navy jeans, can’t do without your buttery soft Gap Body underthings, or Banana Republic is your go-to when you want an elevated look, you probably own something from this family […]
Your credit card payment is fast approaching. And this month? You’re freaking out. The problem isn’t just that you’re struggling to pay the total balance — it’s that you can’t even afford to make the […]
From time to time, media outlets that cover financial news will report rumblings of a coming recession. And that can be a little nerve-jangling. The potential problems are not unknown, because the country has been […]
The good news is you’re probably saving for retirement — even if retirement can seem a long way off right now. The bad news is you might not be saving enough. There are different ways […]
Maybe you’ve spent your life moving around, or maybe you’ve lived in the same place for years. Regardless of how many moves you’ve made throughout your lifetime, there’s one more important move you may be […]
According to data recently collected by TransUnion, many are still weathering a brutal financial storm thanks to COVID-19. Of the 58% who report being financially impacted, 70% are concerned about their ability to pay current […]
If you own stocks, one of your rights as a shareholder is to vote on certain company decisions and appointments. Although all publicly traded U.S. companies in the stock market grant shareholders the right to […]
There was a legitimate stress nightmare I had last week. My boss calls me up and said, “You’re fired.” That was it, and I spent the rest of the night in a panic. Unfortunately, this happens […]
My wife and I began thinking about the possibility of paying off our mortgage in five years after we heard of other people doing it. I know in my immediate family, no one managed to […]
The ups and downs of the stock market can be downright exhilarating — or terrifying, depending on who you are. There’s a reason so many people refer to the capricious stock market as a roller […]