Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about […]
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about […]
As a college student, financial planning is probably the last thing on your mind. College is seen as a time for finding your passion, charting your career path and, of course, partying. But financial […]
By one measure, the hottest trend in housing has gone to the dogs. As in pet dogs. Some 60 million American households, about half, own a dog, and most of those dog […]
Spending on groceries is a staple across all American households, and the bigger the family, the higher the expense. By using the right credit card to pay for these expenses, you get to maximize your […]
There is no end to the questions people have about small business. Whether you’re just starting out have been in business for years, you never stop asking questions, and that’s a good thing. We […]
Negotiating with your card provider for a lower APR can result in a big financial win for you. Plus, there isn’t really a downside to making the request, as the worst that can happen […]
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about […]
Nev Schulman has uncovered romantic frauds on his show “Catfish” for a decade. But he’s also dealt with financial scammers. Even if a romantic scammer doesn’t start out looking for financial gain, they usually […]
Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about […]
Once you start hemorrhaging money, it can be challenging to get your finances back in order. What once seemed like a controllable problem starts to feel like a helpless one. It becomes difficult to get […]
Federal Reserve chairman Jerome Powell has passed through the five stages of acceptance about inflation. Originally nominated to the Fed in 2012 and named chair in 2016, Powell and his colleagues kept rates […]
If you need a loan for college, you may be wondering whether a private student loan is the right choice for you. And, once you’ve made the decision to take out a student loan, […]
A pause on student loan repayments will continue until May 1, the Biden administration announced. The news came less than two weeks after press secretary Jen Psaki told reporters payments would resume in February. When […]
A SIMPLE IRA, or Savings Incentive Match Plan for Employees, is a way for self-employed individuals and small business employers to set up a retirement plan. It’s one of a number of tax-advantaged retirement plans […]
Tax-sheltered accounts like the IRA and 401k have long been the go-to replacements for retirement planning. Sure, they’re two solid ways to build up savings for the future, but another way to grow wealth […]
Divorce. Having a baby. Getting married. Studies show that none of these are as stressful as moving home. Psychoanalyst Ronnie Greenberg calls the home “a matrix of safety.” A roof over your head, a familiar space, a […]
Applying for federal aid is a crucial step most high school students take while transitioning to college life. Parents going through the college admissions process for the first time, though, may not realize that they […]
Two of the most common employee stock plans, employee stock options (ESOs) and restricted stock units (RSUs), both give you the chance to eventually become a shareholder in your company. While these benefits may sound […]
Now that the holidays are over, perhaps it’s time to do a little shopping for yourself! And just because the holidays are behind us, doesn’t mean the deals are…you can always rely on sales […]
Millennials are the worst. At least that’s what a plethora of statistics, think pieces, white papers, surveys and social media trolls users would have you think. Never mind the deep-seated socio-economic reasons why millennials suck […]
Retirement savers age 50 and older get to put extra tax-advantaged money into their 401(k) accounts than the standard annual contribution limits. Those additional savings are known as “catch-up contributions.” If you have […]
Is it a waste of money? Do you need it or not? Should you purchase domestic travel insurance or only consider it for international trips? And what do travel insurance policies cover anyway? In this article, we’ll […]
A Form 1098 is a tax document that reports amounts that may affect a tax filer’s adjustments to income or deductions from their income on their annual tax return. There are several variations of […]
IRS Form 1099 is a key part of filing annual income taxes for certain earners—including freelancers, independent contractors, income-earning stock investors, and some retirees. The 1099 covers income earned from a non-employer source. It can be […]
Safety has taken on new significance in 2021, amid record infections and deaths from COVID-19. Despite progress overall, crime still impacts America’s communities. Crime and safety are intertwined with prosperity, income and economic opportunity. Crime […]
New cars depreciate — or lose value — at a rapid rate, potentially up to 20% in the first year alone, so it’s no wonder that opting for a used vehicle may seem like the […]
Many people are turning to used cars in lieu of new ones because of pandemic-related car parts shortages. However, a new car may be cheaper in the long run, especially if your used car needs […]
To some, it may sound like as much fun as the dentist, but switching car insurance companies can make a great deal of sense. Besides, getting new car insurance really doesn’t have to be […]
The Quick and Dirty If you have the option to participate in a 401(k) at work or a solo 401(k) if you’re self-employed, use these powerful investment vehicles to cut taxes and save more […]