HMRC’s new Making Tax Digital (MTD) regulation is the biggest shake-up of tax laws in a generation, bringing tax into the digital age. From April 2022, all VAT-registered businesses and organisations are required to follow […]
Valentine’s Day 2022 will be here before you know it. But that doesn’t mean that you have to blow your budget on flowers, chocolates and an expensive dinner. Sure, flowers are nice, but you can […]
You might be fantasizing about what you could do with a few extra thousand dollars. You could renovate that old bathroom in your house that you hate … or pay off your credit cards … […]
For many brick-and-mortar shops, diversifying revenue streams means putting products and services on an online marketplace. Over a quarter of small businesses are choosing to sell more products and services online this year, according […]
Recreational vehicle (RV) life has become all the rage in recent years. Not only do people utilize a variety of RVs to travel and take extended road trips, but they’ve also increasingly become a relatively inexpensive […]
It’s no secret that Vanguard, Fidelity and Charles Schwab are three of the most popular and well-known brokerage firms. These financial institutions are also some of the largest, offering a wide range of products and services, from banking […]
When you turn 72, the IRS requires you to start withdrawing money from your 401(k) each year. These withdrawals are called required minimum distributions (or RMDs), and it’s important to understand how they work because […]
The weeks surrounding the Super Bowl are some of the best times to buy a new TV, appliance or furniture. Every year, Costco releases its Gear Up For Game Time Ad that’s filled with discounted electronics […]
When you have enough credit card debt that you’re having trouble making your payments, it may be time to consider negotiating your debt with your credit card issuer. Credit card issuers may be willing to […]
Austin’s reputation for bohemian living was cemented among the indie-film set by Richard Linklater’s “Slacker,” a cult classic set in the city and shot for $23,000 in 1989. One memorable exchange runs along the […]
Teenagers between the ages of 16 and 19 are the riskiest drivers on the road. Driving a car safely can be challenging when you’re inexperienced, since it often requires the ability to recognize danger and […]
A standard renters insurance policy typically covers your personal belongings should they be damaged, destroyed or stolen. Renters insurance also covers liability in case someone is injured or someone else’s property is damaged, as well […]
It’s easy to get confused about the difference between co-ops and condos. If you pulled up pictures of each during a home search, they might seem exactly the same. But if you’re in the market […]
Are you trying to be frugal without being cheap? It can be hard to balance the two. If you are like me, you focus on living frugally and saving every penny that you can. Being […]
Many small businesses take out loans to cover day-to-day operating expenses, hire staff or make a big purchase. And there are many loans available in the several thousand to $100,000 range, which can cover that […]
Accidents and illnesses can happen at any time, resulting in an unexpected and expensive vet bill. When this happens, people often wonder if buying a pet insurance policy is a good idea. Many pet […]
Returning to school can help someone pivot in their career or lead to even more employment opportunities. But that potential opportunity doesn’t come without costs. Weighing the benefits of whether going back to school will […]
The airline industry has been experiencing economic turbulence over the past two years, most notably when the number of people flying plummeted during the early days of the coronavirus pandemic. According to Transportation Security Administration […]
Leasing a car can be a good option for people craving flexibility. They want to drive a relatively new vehicle. And at the end of the lease, many lessees simply return their vehicle to […]
Buy and hold. Expect an average 8% return. It’s impossible to outperform the stock market. You’ve probably heard of these investing truisms before, but what if they aren’t true? Certified financial planner Stephen Spicer […]
If you’re a fan of HGTV’s mega-hit competition series “Rock the Block,” you’re bound to recognize this lovely home. The modern farmhouse was crowned as the winner of the first season of the popular home design competition, […]
The crypto market is crazy right now. Not only are we discovering new ways of making passive income, but we’re also discovering new ways to trade cryptocurrencies. Thanks to these discoveries, we can now engage […]
Credit risk measures the likelihood of incurring a loss if one party to a financial transaction fails to follow through on their obligations. Credit risk often comes up when in relation lending and how likely […]
Like many investments, you can earn returns not only through buying and selling crypto, but also by using it to generate passive income. When you earn passive income, you are able to earn money on […]
Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. A 2020 Northwestern Mutual study found that 71% of U.S. adults admit their financial planning needs […]
Do you use your personal vehicle to run errands for your business or to visit clients? If so, did you know that using your car for business could have some tax benefits? In this article, […]
Scammers have been around forever, and the only thing that changes from year to year, it seems, is the technology they use to pull off their scams. While many of these con artists still use […]
Most Americans have had a reprieve from needing to make student loan payments during the coronavirus pandemic; however, that relief is soon set to expire in a few months if President Biden doesn’t do […]
Every time you make a purchase with your credit card, you’re taking a loan from the card issuer. And just as with any loan, the card issuer won’t lend you money without charging interest. That […]
Getting behind the wheel while inebriated is never the right call. Unfortunately, drivers of these 10 cars were the biggest culprits for driving under the influence in 2021. Driving drunk is one of the most […]