How small businesses manage human resources
When you’re a solopreneur, being in charge of “human resources” is pretty easy. As a party of one, you can confidently take a vacation to Fort Lauderdale when you feel like it, choose your own […]
14 holiday gift ideas for people who hate gifts
Most of us end up giving tangible presents to family and friends, especially during the holidays. Wrapped in paper and bows, gifts seem to be an immovable fixture of the holiday season. If you have […]
What to do if you have $100K in credit card debt
The Federal Reserve estimates that Americans have more than $4 trillion in consumer debt. That’s a lot of money. So if you’re staring down a large debt bill, remember this: You’re not alone. And not only have […]
Should you order your prescriptions online?
Ordering prescriptions from an online pharmacy can be a convenient and cost-effective way to lower your health care expenses. But there are drawbacks to obtaining medications online, from the lack of personal interaction with a pharmacist […]
Is it wise to have multiple savings accounts?
Many adults do not have money tucked away for emergencies, let alone planned expenses. A 2018 report from the Federal Reserve found that about one-quarter of families have less than $400 in available liquidity, and about 60% […]
Black Friday? It’s ‘Brown Friday’ for this industry
The day after Thanksgiving is most commonly associated with one specific color. Black Friday, as it’s known, is regarded to be the first day of the traditional Christmas shopping season, the day on which retailers […]
Small business tips for taking payments over the phone
Has a customer ever asked to pay you over the phone? For many consumers, it’s simply easier to read a credit card number than write a check, fill out a form or make a payment […]
7 numbers small business owners need to know
If you set business objectives, you need to figure out how to track your progress toward achieving them. Looking at things like revenue and profit on the balance sheet or in your accounting software can only take […]
Should you refinance with the same lender?
When you decide you want to refinance your mortgage, it might seem appealing to minimize the stress and work involved by reaching out to your existing mortgage company. But is it the best deal to […]
How much do you need to be ‘rich’ in each state?
Many people associate it with a specific dollar amount, like having an annual salary of $100,000. But an income of $100,000 can take your further in South Dakota than in California. To understand what “rich” […]