Strapped for cash? How to lower your car payment
If you’re feeling a financial pinch, a lower car payment could lift a lot of weight off your shoulders. The average monthly car payment in the U.S. is $569 for new vehicles, $397 for used […]
Here’s how to talk money with family
Debt, feeling unhealthy and strained relationships can all negatively impact mental health. With the current pandemic raising awareness around mental health, it is important to reflect on how bad spending habits and relationship stress also […]
Money saving hacks for Walmart shoppers
When it comes to saving money, few stores can hold a candle to Walmart. Their “Everyday Low Prices” are just the tip of the iceberg. After reading about these Walmart shopping hacks, you’ll never look at this big-box […]
5 ways to rebuild your retirement savings
Life happens. A natural disaster, an emergency surgery, a roof leak — all sorts of sudden, unexpected situations could leave you scrambling for funds and needing to dig into your retirement fund. If you’ve lost […]
How to start investing in stocks
The very idea is sublime: Having your money make you more money? Yes please! If you’re reading this, you’ve likely heard about the opportunity to earn money by investing in the stock market, but maybe you don’t […]
6 investment risk management strategies
We take risks all the time Risk is everywhere, every day. Some people take steps to protect themselves and manage that risk. Others leave it up to luck. The same holds true when it comes […]
Pros & cons of using retirement funds to pay for college
In a perfect world, everyone would have a 529 plan — or another education savings account — full of funds to cover their children’s college years. But there are many reasons why that may not be the […]
A guide to the 403(b) retirement plan
Saving for retirement is an important financial goal — but not everyone understands all of the retirement plans available. After all, it does look a little bit like alphabet soup: 401(k), IRA, 403(b) — what’s […]
DINK: Living the dual income no kids lifestyle
More and more Millennials and Gen Xers are deciding to wait to have kids, or not have kids at all. This choice is partly financial. Having children can increase a couple’s expenses by 10% to […]
States where people are struggling most to pay their bills
As a general budgeting rule, it’s not wise to go into debt to meet day-to-day spending needs. But with the COVID-19 pandemic impacting every aspects of American life, the rules are changing. In fact, U.S. […]