How are student loans disbursed?
A college education almost always costs more than families initially think it will, when everything is accounted for, so most students take out loans. The loan money is sent to the attending college, placed in […]
What is a good mortgage rate?
Because your interest rate is the cost you pay to borrow money, it makes sense that you’ll want to strive to get the lowest rate possible. Even a slight difference can significantly affect the amount […]
Unusual side hustles we’re betting you’ve never heard of
By now you’re probably pretty familiar with all the mainstream side hustles out there, like becoming a delivery-partner with Uber or delivering food with DoorDash. But if you’re in need of some extra cash and none of the […]
Is long-term care insurance worth it? Here’s how to tell
Determining whether long-term care insurance is worth buying now, later, or not all depends on a number of factors, including: Your age Your health Your financial situation Below are hypothetical scenarios demonstrating how these factors can […]
What is mortgage amortization?
If you’re looking into getting a mortgage for the first time, congratulations! You’re about to embark on a brave new adventure in adulthood. Like most adventures, it comes with some highs and some lows. One […]
These side hustles could actually become lucrative businesses
Side hustles are the big thing for young professionals and experienced workers alike. While you can only budget so much, your earning potential is unlimited with a side hustle. Whether you’re looking to start a […]
Are you paying more for electricity than other Americans?
The cost of energy might not be the top item to consider when deciding on a new city or state to live in. But it’s something to keep in mind as energy costs across the […]
Can’t pay your taxes? Here are your options
No one wants to owe the IRS or state on their taxes each year, but it happens. After getting over the initial shock of how much you owe, the next step may be wondering how you’re […]
How much are closing costs on a new home?
Congrats if you’ve saved for a down payment on a new place. That’s a huge chunk of change, but dig deeper, because closing costs average 2% to 5% of the loan principal. Whether you are buying […]
Just married? Avoid these big money mistakes
Financial issues are often cited as a leading cause of divorce in the U.S., which means it likely makes sense for young couples to take a long, hard look at how money and marriage can […]