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A guide to lender-paid mortgage insurance

Homebuyers have a variety of conventional mortgages to choose from. The element most have in common is private mortgage insurance—usually required when the down payment is less than 20% of the home’s value. In some situations, […]

How often can you refinance your home?

Other than possible lender-imposed waiting periods after a mortgage loan closes, you can refi as many times as your heart desires. But you’ll want to crunch numbers and think about more than interest rates. Homeowners […]

48 surprising things your HOA can ban

When you’re buying a home, you’re probably thinking more about finding a good real estate agent, closing costs and home inspections than inquiring about a homeowners association (HOA) in the area. HOAs exist to create and maintain added community value […]