How to get car insurance in 3 easy steps
Congrats, new driver: Hitting the road goes a long way when it comes to freedom, autonomy and just plain fun. But when it comes to driving, it’s safety first — and part of driving […]
Are your cash back credit card rewards taxable?
The Internal Revenue Service (IRS) follows fairly clear guidelines when it comes to imposing taxes on cash back earned through credit cards. It views any cash back that you earn through spending money as a […]
How much does auto insurance go up after an accident?
Those moments right after a car accident deliver some of the worst stress imaginable. You’re figuring out if anyone is hurt and how bad your car has been damaged. And before too long you’re […]
How low can your credit score really go?
Credit scores issued by the most popular credit-scoring models in the U.S. begin at 300. However, this is unlikely to be your first credit score unless you are irresponsible with your finances. You typically […]
Pain-free ways to boost your retirement funds
Almost 50% of workers think they don’t make enough money to save for retirement, a survey released Aug. 5 says. The survey from Transamerica Institute, a nonprofit foundation, found a similar share of workers (49%) […]
Everything you need to know about car insurance
Most people know that after an accident, they’ll likely need to use the car insurance they’ve been diligently paying for. Car insurance can protect you from financial liability that has the potential to be […]
Retail therapy: How your mental health affects how you spend
Did you know there’s a direct correlation between your mental health and spending money? In my therapeutic practice, I’ve seen depression result in lower productivity and lost wages. When it comes to spending, […]
19 small business tax deductions to know in 2022
If you own a small business, one of the easiest ways to boost your profits is to make sure you are taking all the deductions you are entitled to on your tax return. This […]
10 signs you’re living beyond your means
Living beyond your means is an easy trap to fall into. And if you’re not keeping close track of everything that’s coming in and going out of your financial account, you may not even realize […]
Cash back vs. miles: Which is better?
Cashback cards and cards with miles give you the means to earn rewards based on your spending. You know the dollar value of your cashback, and redeeming it is fairly straightforward. However, the worth of your reward […]