How fast do your credit scores change?
Once you put all the work into cleaning up your credit history you want to see your efforts pay off fast. That makes sense. The reality is the speed at which your credit improvements are reflected in […]
How to get life insurance in 2019 in 8 simple steps
Life insurance is a noble New Year’s resolution, but if you’re unfamiliar with the process, purchasing a policy may seem daunting. Fortunately, applying for coverage has gotten easier in recent years. Here’s how to get […]
How some states are helping workers save for retirement
Saving for retirement is important. The most common way to save up for retirement is an employer-provided 401(k) account, according to the AARP. But not everyone has the benefit of saving for retirement this way. […]
5 financial resolutions even you can’t mess up
The new year has begun, so it’s time to start planning for a healthy and productive 2019. But instead of setting lofty financial resolutions that you’ll abandon faster than your gym membership, here are a […]
6 people to ask for advice on your student loan repayments
Whether you feel buried by your student loan debt or merely have pressing questions, it’s always wise to ask for help. However, with friends sometimes giving questionable advice, and with debt relief companies offering high-priced […]
The only divorce checklist you need
Whether you are planning to leave a bad (or even dangerous) relationship, or have already mutually and amicably agreed to part ways with your spouse, the key to a healthy breakup in which both parties […]
Why your mortgage payment keeps changing
Why would a mortgage payment ever change? Consumers are often given little explanation by their bank on why their payments are suddenly due to a different company. If this has ever happened to you, here’s […]
Goals without metrics are just wishes: How to conquer your resolutions
A new year, new goals, right? It’s human nature to want to start a new year with lofty goals for improving everything from your diet to your relationships and your finances. But when it comes […]
10 money mistakes everyone makes at the beginning of the year
When it comes to one’s finances, bad decisions can have a snowball-like effect. If you start off the year forgetting a payment here and there, being disorganized with your taxes or failing to contribute to […]
7 tax audit triggers for self-employed professionals
As a freelancer, you likely enjoy a degree of freedom that makes your traditionally employed friends envious. Nonetheless, that freedom comes with responsibilities in the form of tax burdens, some of which might increase the likelihood of an […]
How to freeze your credit for free
Identity theft is on the rise yet again, and this time fraudsters’ methods are changing. According to Javelin Strategy & Research, in 2017 social security numbers were compromised more than credit card numbers for the first […]
What is a credit freeze?
Raise your hand if you’ve been feeling the desire to put your credit on lock-down and if that desire grows stronger with every new data breach that’s broadcast on the news. It’s a tough world […]
The one money thing to do now that the holidays are over
While most people are recovering from the merriment of the holidays, savvy shoppers will be making a beeline for the seasonal decor aisle of their local department store. Nearly any retail expert will tell you […]
How cosigning a loan can destroy your credit
Cosigning a loan can be a loving gesture, especially since it is usually done for a family member. But if you do choose to do this, keep in mind how dangerous this is. The reality […]
7 killer ways to simplify your financial life
The simpler your financial life is the more secure it will be. When you spin lots of plates., you increase the odds of having a few of them fall and break into a million pieces. I’m […]
8 tips to shorten your house hunt in 2019
House hunting in a hot housing market is stressful enough – especially smack in the middle of a seller’s market — but newbies take heart: We tapped the experts for eight foolproof ways to make […]
50 realistic New Year’s resolutions
It’s the New Year, which is the best time to reflect on all the money things you did (or didn’t) do in the past 365 days and set financial goals for next year. New year, […]
5 ways to make 2019 a greener year
Trying to reduce your carbon footprint? Perhaps you want to turn that leftover food into compost? Alexa has skills for these and other ecological tricks. Plus, there are some fun green habits to teach your children. Alexa […]
Forget making New Year’s resolutions — take action instead
Making New Year’s resolutions is a time-honored tradition of paying attention to something important for a short period of time. Then it’s back to business as usual. In the long run, a couple of weeks of working […]
The biggest life insurance mistakes & how to avoid them
Consumers often underestimate the potential to make mistakes when it comes to life insurance. Perhaps is because life insurance is often thought of as a fringe product – something you pay for with whatever is […]
Home loan programs that require little to no down payment
Looking to move up in the housing world, but don’t quite have the cash? The following are a few programs that may be available to you: VA financing If you are a veteran, you can […]
Business health: How much money are you really making & spending
If you can’t answer this question with hard numbers, then you don’t really know. The most successful companies have systems in place to make sure that profit is prioritized, expenses are controlled and stakeholders are […]
What’s the better investment, a Porsche or the S&P?
So which has provided a better investment opportunity: Buying a Porsche or putting that same money into the stock market? RimBlades USA wondered, and put its money where its mouth is, so to speak, doing […]
5-minute money resolutions for 2019
You don’t need to start the new year under pressure to make good on all the stuff you didn’t get right last year. Instead, go “easy” on the perpetual “new year, new you” mandate with […]
What you need to know about the 2019 mortgage market
Will 2019 be the year of the homebuyer, or will it remain a seller’s market? Will interest rates continue to go up in 2019, making home-buying unaffordable for more Americans and refinancing less worthwhile? Is […]
7 ways to simplify your subway commute in 2019
The only thing worse than a long commute is a public transportation commute, which can be uncomfortably crowded, often cold (or hot) and surely not in your control. However, devices and apps can help you […]
Considering self-employment? Start with these 4 conversations
“Honey, I’m thinking I should quit my job and work for myself…what do you think?” When you’re self-employed, you don’t operate in a vacuum. There are other people—like your partner, your children, and even your […]
How to start a business with no money
A study by Wells Fargo found that 77% of small businesses rely on personal savings for their initial funds. But, what if you don’t have a nest egg to dip into? Does that mean you […]
6 ways to lower your homeowners insurance rates
In order to keep your home insured, you have to pay monthly or annual premiums. The amount is largely dependent on your address, the age of your home and your insurance score. Rates are also […]
4 things you can do if your student loan rates keep going up
From December 2015 until now, the Federal Reserve’s target interest rate has increased eight times. Although rate hikes tend to be a sign of a strong economy, they’re not so fun if you’ve got a […]