Encouraging your kids to read during the summer can help prevent the dreaded “brain drain” that school officials warn can happen during the break. Beyond that, books can serve as great boredom busters, entertaining your […]
Using their own money, angel investors specialize in providing financial backing for small-business owners and entrepreneurs during the startup phase and beyond. These investors can sometimes mean the difference between an idea becoming an empire […]
Coming back from damaged credit can feel like an uphill battle — many lenders won’t even give you the time of day until you’ve proven yourself as a reliable borrower or until the negative marks […]
If you’re considering the most affordable cities for retirement, a new ranking makes a strong case for Ohio. The folks at GoBankingRates.com ranked the 100 largest U.S. cities based on how much annual retirement income would be […]
Let’s be perfectly honest: If bankruptcy is among your considerations for fixing your financial situation, the associated costs of filing likely aren’t significant enough to keep you from doing so. Still, it’s good to understand […]
Last week brought some big movements to the table, from all-time highs in consumer stocks to worrying lows in the cannabis space. We also saw that FedEx is under investigation in China over a dispute with Huawei, that Apple might be returning […]
Restaurant owners wear numerous hats not just a chef’s hat. Chances are good that you write the menu, order the supplies, plan the promotions, schedule the workers, pay the bills—and when it’s busy, you likely […]
There are plenty of ways a brand can earn our loyalty. Factors like product quality, price, and convenience come into play, but so do things like nostalgia and a brand’s social values. To find out which […]
You have a fairly decent rating on a ride-sharing service, and have for quite a while, until something happens — and you get dinged, falling below 4.7, creating ride-sharing anxiety. A low rating may mean […]
Do you wish you had more time with new grandchildren? Then lobby your employer to follow the lead of Cisco, which offers grandparents on its payroll an extra three days off, paid. Karen Wiens is […]
The side hustle? It’s a trap! And if we’re not careful, we’re going to end up with a new economic category: The Four-Income Household. In fact, we might already be there. America is right now […]
Making the transition from renter to homeowner is a dream come true for many people — browsing Zillow is a practically modern American pastime. But when planning to make the dream of buying a house […]
Living on a budget can be difficult. While it’s a great way to monitor your financial health, going over your allocated spending month after month can cause frustration. Instead of giving up, it’s best to […]
Processing transactions cheaply and efficiently shouldn’t be difficult. However, for small businesses, it’s often difficult to find a cost-effective point-of-sale system that offers the features you need without a host of special bells and whistles you don’t. […]
Call it a sign of economic prosperity—Americans are quitting their jobs at an increasing rate. According to the Bureau of Labor Statistics, job quits continue surpassing layoffs and discharges—a trend that started in July 2011. […]
The convenience of a credit card isn’t limited to everyday shopping purchases at the store or online. Many of the same conveniences apply when you pay bills with your credit card. Although it might sound […]
Do you control your business, or is your business controlling you? Gino Wickman, an author and business consultant, finds this lack of control as a common frustration with entrepreneurs. Gaining control over your business requires time, and […]
Do you have knots in your stomach over your financial situation? Sleepless nights? Creditors calling? You need a plan. And if bankruptcy is on your mind, it’s time to do your homework and see if it’s the […]
An employer-sponsored 401(k) retirement plan is one of the best ways to save for retirement. They’re easy to set up, you can contribute directly from your paycheck and you receive significant tax benefits by participating. […]
Customers demand convenience. If your business can’t make the buying process quick, easy, and convenient, customers will go somewhere else. There are lots of examples that illustrate this point, including the demise of Toys “R” Us. The […]
Americans take pride in their work ethic, but do women in some states put more hours into taking care of their finances, families, homes and communities? To find out, we analyzed microdata from the American […]
Applying for car insurance usually involves sharing a good amount of personal information — your age, your address, your driving history — all of which goes into calculating your monthly premiums. It can be tempting […]
Summer is right around the corner, and there’s no shortage of delicious, nutrient-packed superfoods to indulge in. There’s just one catch: We tend to associate clean eating with high price tags. While this is indeed […]
Credit cards can be a tool to help you build credit, and they’re useful for emergencies or for shopping without putting your debit card at risk of data breaches. However, if your history with credit has […]
A recent study claims that college-educated workers on average hit their salary ceiling in their 40s and early 50s. But that doesn’t tell the whole story. Earning power varies significantly based on gender, and the […]
Balance transfers can be a great way to reduce high-interest credit card debt, lower your debt-to-available credit ratio to ultimately raise your credit score and even pay off your debt once and for all. There’s […]
My wife and I recently moved apartments for the first time in years. Moving sucks in general, but the worst part was feeling like our past selves betrayed us by buying all this stuff that […]
If you default on student loans, credit repair is possible. The world isn’t over — you’ll still be able to borrow money again in the future, so long as you take the steps necessary to repair […]
In 2000, the TV show Sex and the City featured its main character Carrie Bradshaw enjoying a cupcake from Magnolia Bakery, a real bakery in Manhattan. This started a nationwide cupcake craze that gave birth to other […]
Settling debt is essentially coming to an agreement with your creditors to pay back part of what you owe and be forgiven for the rest. If you’re at the stage of considering settling debt, then […]