The cost of homeowners insurance is based on more than how big your home is, where it’s located or how much stuff you own. Some insurance companies just charge more than others for the same […]
A wedding is cause for celebration. You’re in love, the champagne is flowing and everyone you care about is excited to join the party. Every couple has a dream wedding day in mind, but not […]
The strong rebound in home prices over the past few years may have transformed your home into a potential bank. The average home price in the U.S. has risen 50% since 2011, and is now […]
If you have gone through the hassles of incorporating your business, separating your personal affairs from your business affairs (which includes having both personal and business bank accounts), then you know that creating a new business entity has a […]
When calculating the cost of a new hire, it’s important to note wages are merely the base cost of hiring an employee. As an employer, you also have to make Canada Pension Plan (CPP) contributions, […]
Credit card debt is intrinsically tied to financial health. It can snowball quickly and is often incredibly hard to get rid of. “The challenge with credit card debt is the high interest rates,” said Howard […]
Even if you have an unlimited meal plan, you might want to eat off campus from time to time. But as a broke college student, you also don’t have tons of money to spend on […]
What’s in your wallet? If you’re like a lot of folks, when it comes to the credit cards you carry, the answer is nothing particularly rewarding. Roughly 20 million Americans have never changed their main […]
If you’re a sole trader running your own business, then you’re lucky enough to have the flexibility and freedom to do things your way. Unfortunately, at tax time, you have to fall in line like everybody else. […]
Renting a car has practically become a dreaded part of the travel process for even for the most experienced travelers. The rental company often finds ways to add unexpected charges to the final bill. Rarely […]
An income statement, otherwise known as a profit and loss (P&L) statement, is a critical financial document for your business. Income statements produce a clear snapshot of all of your business activities, allowing you to […]
There are more than 1 million small businesses in Canada, and if you happen to run a seasonal business, you know your cash flow can be challenging to manage. Sure, if you have a product […]
One way to save for your child’s college is to use an education savings account such as a 529 plan. I’ve been putting money into a 529 plan for my son since he was 6 years old. When […]
Marriage comes with many benefits, both emotional and financial. But it’s unlikely that the tax benefits (and drawbacks) of your new union are top of mind while wedding planning. The reality is that there are […]
Almost every industry has a busy season that it “trains” for all year. Retail has the holiday rush. Restaurants and bars have bowl season. And, landscapers and contractors have the summer. If you’re just starting […]
Every year Experian releases a report called the Annual State of Credit Report, which highlights trends in consumer borrowing and credit. The latest report provides a peek into how consumers have been handling debt and credit […]
If you’ve been researching bankruptcy as an option for solving your debt issues, you may have come across the terms “dismissal” or “dismissed” and “discharge.” At first glance these may seem like the same thing, […]
You may have noticed that certain jobs reminiscent of decades gone by have made a comeback. Walk along the main street of any up-and-coming town or neighborhood, especially those populated by a lot of artsy young people, […]
Did you lose a week of billable hours last tax season because you spent time sorting through all your credit card charges and paper receipts to figure out how many of your purchases were business […]
The first great American dream is owning your own house. The second is creating your own business. Deciding to be an entrepreneur is an emotional leap of faith. You need to ask yourself, “What does […]
What should you do if you suspect you’re being underpaid? You can always look up salary ranges on sites like Glassdoor, but that’ll only tell you what is generally appropriate for your position — not what […]
If you’re buying a new or used car, odds are you’re buying it with a car loan. While some people can afford to buy a car with cash, many people take out car loans to […]
Was your credit card declined in the past year? If so, you’ve got plenty of company. More than 1 in 5 consumers (22%) say it happened to them at least once in the past 12 […]
“Stay hungry. Stay foolish.” “All I ask is that today you do the best work of your entire life.” Yep, Steve Jobs sure had a way with words. But he — along with other well-known […]
When your shopping list is filled with pencils, notebooks, and backpacks, that can only mean one thing: It’s back-to-school season. While many parents look forward to sending their kids back to school in the fall, […]
A long time ago — in 2017 — I was a news reporter who spent my days driving to assignments in my 2011 Mazda 3 hatchback. My wife, Mary, was driving around in a 2003 […]
Despite unparalleled success initially when founder Sophie Amaruso turned an eBay business into a $300 million company, the brand ended up filing bankruptcy in 2016. Their main problem sounds simple: Nasty Gal spent freely on advertising and marketing (as […]
For the American worker, the dream of a comfortable and simple retirement after a long career in one place is receding into the rear-view mirror. Boomers are learning the traditional path to retirement is being […]
Whether you lace up your sneakers and hit the pavement because you are motivated to shed a few pounds, or your doctor has ordered you to get moving to improve your heart health, the reasons […]
Stress comes up for a number of reasons, such as work, personal relationships, or your physical health. But according to the American Psychological Association’s latest “Stress in America” survey, 64% of Americans say money is one […]