If you’re experiencing the weight of credit card and loan debt and are falling behind on payments, you may be considering debt relief solutions. Among your options are debt settlement and debt management, but they are very different […]
Sales to a business are like rain to spring flowers. Without it, they wither and die. Finding what works to generate sales and earn a profit for your company is essential to your long-term success. […]
You’re here because you need to get more done, so we’re not going to waste your time. Let’s go. Image Credit: DepositPhotos.com. 1. Make tomorrow’s to-do list before you leave the office today That way […]
The home-buying process isn’t for the faint of heart, and the closing process is the final step of a potentially long road. The question is, how long does it take to close on a house? And how […]
We’ve all heard the old expression “cash is king.” Even in today’s high-tech world, this form of currency is still enjoying its reign. Though you’d imagine most consumers prefer to pay for items using credit […]
You can pay FICA (Federal Insurance Contributions Act) taxes as a self-employed person. Everyone pays both FICA taxes and income taxes. If you’re an employee, your company manages the FICA tax payments for you. The […]
The security of your smart home doesn’t just depend on the lock on your door or cameras in the yard. It also includes how securely smart devices connect to each other, to your phone, your Wi-Fi network, […]
Census Bureau data shows 34.4% of adults age 25 to 34 have a bachelor’s degree. It’s also becoming more common for jobs to require a four-year degree. Among more than 800 careers tracked by the […]
Paying off student loan debt can feel like running on a hamster wheel. Every month, payments eat up your paycheck, but your balance somehow seems unchanged. Luckily, there may be a way to end this […]
Paying your employees on time is a mandatory requirement for any business, no matter the size. However, paying the appropriate amount in payroll deductions could probably tie for first place in a race of importance. […]
There are three major documents provided to Medicare enrollees each September. If people gave them a close read every year, I might just be out of a job. But many don’t, so you’re stuck with […]
There is no one-size-fits-all manual for getting divorced. When spouses split, many variables come into play, including state laws, income and assets, dependents and whether the divorce is amicable or contentious. But you generally need […]
For relationship partners, dishonesty about spending and debt is known as financial infidelity. While partners may be uncomfortable talking about money, keeping secrets can be far more damaging to the relationship. This can lead to […]
Sexism is prejudice based on a person’s gender. And in the workplace, it amounts to wage discrimination, sexual harassment, the glass ceiling, women being denied raises and promotions and access to the same opportunities as men, pregnancy discrimination, discrimination […]
It may seem as though you’re on your own when it comes to figuring out how to build and maintain good credit, but it doesn’t have to be that way. There are plenty of tools available […]
In September, the Institute for Supply Management (ISM) released its manufacturing index results of 300 manufacturers reporting a contraction of the U.S. manufacturing sector, bringing a 35-month expansion streak to an end. Chief economist at MUFG Union […]
If your student loan balance is hefty, you may have considered student loan forgiveness. But you might not know about the student loan forgiveness tax bomb — the taxable portion of your forgiven student debt that you may be required […]
Getting paid is one of the biggest challenges faced by small businesses.Often your customer has to jump through hoops to pay you. And even when they follow all the correct steps it can take weeks, […]
Unlike payments that arrive in the mail, eChecks will automate your financial management and record keeping. That means more time to devote to building your business. Here’s what you need to know about accepting electronic checks. Go […]
No matter the nature of your business or what style of entrepreneur you are, there are common challenges we all face. Throughout your entrepreneurial journey, keep the following challenges in mind — especially when you […]
Your wedding day may be one of the most incredible — and expensive — days of your life. With the average wedding costing between $33,000 and $44,000 in 2018, according to recent research from The Knot and Brides.com, respectively, […]
Living with debt can be extremely embarrassing. If you’re living paycheck to paycheck, it can seem like you’re the only one with money issues. In addition, you can’t figure out how your friends can afford […]
The global ecommerce market amounts to $3.5 trillion in sales so far in 2019, which is more than double what it was just five years ago ($1.3 trillion in 2014). That number is expected to […]
Social media trends are constantly changing. They impact the way people buy product and share information and they influence the way businesses sell and market themselves. Here are seven social media trends inspired by consumer […]
If someone lives in a state with a high divorce rate, an unstable job market, low wages or a slew of natural disasters, that can all cause personal bankruptcy rates to be higher, according to Michael Bovee […]
Once you’re out of college and living independently, you’ll be making your own choices, including how to handle your money. You’ll have big decisions to make, like how to budget your income, start saving for […]
We researched the top auto insurance companies and found that Liberty Mutual, Farmers Insurance and California Casualty featured the best car insurance for teachers. These insurers offered some of the most valuable discounts for teachers […]
The U.S. Department of Veterans Affairs guarantees loans up to 100% loan to value for purchase rate and term or Cash out refinance loan scenarios. The VA mortgage contains a funding fee which will vary […]
Not all couples are in love with each other’s money habits. In fact, one in five people in a relationship say their partner is financially irresponsible, according to Policygenius’ second annual Couples and Money survey. […]
If you’ve been following the news lately, you’ve likely heard rumblings about an impending recession. The signs of one coming are stacking up. In July 2019, the Federal Reserve cut interest rates for the first […]