When it comes to retirement planning, our thoughts usually jump straight to finances. Do I have enough saved in my 401k? How will I manage healthcare costs? When should I start collecting Social Security? All valid concerns, for […]
Many of the numbers surrounding credit card debt trends are not moving in a favorable direction. Credit card debt held by all Americans topped $1 trillion for the first time in 2018, and since then, the percentage […]
In order to find the most charitable places in America, researchers analyzed data for the 100 largest metro areas. Giving to charity is a good thing, generally speaking. Not only may you support a cause […]
It’s always preferable to enter a negotiation with the strongest possible hand, but having bad credit can sometimes make that difficult to do. Does that mean you can’t get a good deal when trying to […]
There’s a lot of financial wisdom and money advice floating around, and it can be hard to discern if it’s solid or not. Following the wrong guidance can cost you serious time and money. We […]
Compared to other types of debt, student loans have some of the lowest interest rates around — especially if you borrow from Federal Student Aid. And for the 2019-20 year, interest rates have fallen on federal […]
Unsure about payroll and other business terminology? This list provides simple definitions of common business words, phrases, and acronyms that every small business owner should know, but that consumers can also find useful. Image Credit: […]
So, you’re having a little human! A new baby comes with a barrage of emotions, one of which might be fear. Maybe you’re worried that you’re not fully prepared or particularly qualified. Or maybe you’re […]
Credit reporting errors are not uncommon — but what about credit report disputes? Many consumers might not even realize that there could be errors in their credit reports, much less that they can dispute those […]
Moving from an active member of the workforce to retiree is a major life change that not only involves decades of financial preparation but also emotional and logistical considerations. How do you know when you’re […]
As a small business owner, you may find yourself looking for exciting, creative opportunities to sell things. Branching out can help you build a new customer base and increase revenue. One way to do so […]
Military service is tough and taxing, and many service members hope for an effortless re-entry into a civilian lifestyle. But where veterans settle down after their service could play a big role in how smooth […]
Your business uses assets to produce revenue. As assets are used up, you can write off the asset’s cost and post a tax deduction for the expense. When you post an expense for a particular asset can vary, […]
At some point in every interview, your interviewer will ask you this question: Do you have any questions for me? The answer should always be yes. In every interview you have and at every part of […]
More than 79% of Americans purchased goods and services online in 2018 and that number is expected to exceed 90% in 2023. Online shopping is becoming the norm, but that doesn’t mean we’re all pro shoppers. From […]
If you’re thinking about running to be leader of the free world, get ready to pony up more than half a billion dollars, judging from the last two campaign cycles and current fundraising trends. Republican […]
It’s scary to receive a medical bill that’s costlier than expected. Medical debt can sometimes lead to bankruptcy and hurt things like your credit score and ability to buy a home. Some let the payment notices pile […]
November and December holiday retail sales will increase between 3.8% and 4.2% over 2018, predicts the National Retail Federation (NRF). But with competition coming from all sides and online shopping taking a big piece of the holiday […]
Payroll is the most complex accounting process you must complete. Your accounting transactions are posted to general ledger, but is the information accurate? How do you get the payroll process right? To understand how payroll […]
Chef’s Pencil recently published its annual report on employment and wage trends for chefs and head cooks in the US. The report was based on an analysis of data provided by the Bureau of Labor Statistics. One […]
Few words evoke as much anxiety and dread as “recession,” but the reality is that recessions are part of the business cycle. Right now, Americans are enjoying the longest economic expansion in our country’s history, […]
A recent report from the Pew Research Center found that more Americans are using ridesharing apps than ever before. In 2018, 36% of adults said that they used some sort of ride-hailing service, up from 15% in […]
Some of the most famous and successful companies to emerge from Silicon Valley, from Facebook to Uber to Airbnb, have grown and benefited from investments and funding by venture capital firms. Startups aimed at consumers […]
After a decade’s worth of demographic and economic shifts, the U.S. has seen significant change in the balance between renters and homeowners. As the increase in renter households continue to outpace the growth of homeowners, […]
Being bored has done wonders for my financial life. Ditto for my physical and mental health. I used to be one of those moms who thought she could do it all; no to-do list was […]
If you’ve ever felt so moved by your financial situation that you cried over it, you’re far from alone. According to a recent survey by CompareCards.com, nearly 70% of Americans admit to becoming emotional over […]
There doesn’t have to be anything wrong with where you call home for you to want to see what it’s like to live somewhere new. You might be considering a quiet town, a bustling city, […]
Whether you’re a business owner who’s buying or selling goods, it’s essential to understand the various components of the supply chain. One of the critical decisions you must make involves choosing between wholesale and retail. Unfortunately, […]
Collecting is human nature. The Scottish writer Robert Louis Stevenson wrote, “It is perhaps a more fortunate destiny to have a taste for collecting shells than to be born a millionaire.” But in the age […]
If you own a rental property, you’re lucky to have one of the most valuable sources of passive income in the world. But, managing your real estate—and turning it into an investment—can get tricky, particularly […]