Buy and hold. Expect an average 8% return. It’s impossible to outperform the stock market. You’ve probably heard of these investing truisms before, but what if they aren’t true? Certified financial planner Stephen Spicer […]
Let’s face it — we can all be forgiven for self-medicating with junk food at various periods during the COVID-19 lockdown. Stress eating is very normal, and some experts even say stress eating is […]
If you’re a fan of HGTV’s mega-hit competition series “Rock the Block,” you’re bound to recognize this lovely home. The modern farmhouse was crowned as the winner of the first season of the popular home design competition, […]
A Disney vacation finds its way onto most travel bucket lists at some point, and if you’re ready to start planning yours, you’ll probably be faced with one big decision upfront: Disneyland vs. Disney World. Unless […]
The crypto market is crazy right now. Not only are we discovering new ways of making passive income, but we’re also discovering new ways to trade cryptocurrencies. Thanks to these discoveries, we can now engage […]
Credit risk measures the likelihood of incurring a loss if one party to a financial transaction fails to follow through on their obligations. Credit risk often comes up when in relation lending and how likely […]
Like many investments, you can earn returns not only through buying and selling crypto, but also by using it to generate passive income. When you earn passive income, you are able to earn money on […]
Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. A 2020 Northwestern Mutual study found that 71% of U.S. adults admit their financial planning needs […]
It’s hard to get my mind to stop racing at night, so to make sure I’m tired enough to fall asleep at bedtime, I’ve always avoided daytime naps at all costs. But it turns out […]
If hot cocoa is a crowd-pleasing cocktail, drinking chocolate is a shot of whiskey on the rocks. While both can be a delightful treat on chilly days, drinking chocolate (also known as sipping chocolate) […]