The 6 tech trends business owners need to know about
You know you can ask Alexa to play music while you’re busy prepping dinner. And you know you can scan your smartphone to pay for a Starbucks latte. But do you know what these (and […]
This easy workout might be the key to maintaining muscles as you age
One of the least pleasant things about getting older is the tendency to lose muscle. Research shows that starts happening by the age of 40, and by the time you hit 80 you can have […]
12 tips to lower your small business overhead costs
Spending money is a necessary part of building a business. Business owners can attribute many costs to producing or creating a product or service. These are known as direct costs. The expenses that are not […]
How to lower stress & fight depression in just 5 minutes a day
Mindfulness is having a moment. A psychological practice in which the user develops the skill of bringing his or her full attention to the present moment, mindfulness has roots in Buddhism. Not that it’s new to […]
The states with the most & fewest foreclosures
One in 2,433 homes were in foreclosure in the United States in April, according to the latest data available from real estate site RealtyTrac. Whether you’re thinking of buying a foreclosed home or you want to get a […]
Considering a debt consolidation loan? Here’s what to look for
If you’re barely keeping up with your monthly debt payments, or even starting to fall behind, you might be thinking about making a change. Paying less toward your debt each month probably sounds like a pretty […]
How to choose a pricing strategy for your small business
It’s no secret that small businesses play a vital role in the US economy. However, revenue for small businesses can be scarce. For instance, small businesses that do not have any employees average just $44,000 a […]
Love a discount? Here’s how to save at 20 popular stores
No matter where you love to shop, it’s easy to see that retailers want you to spend as much money as possible. From the displays of designer goods whispering your name at Macy’s to the […]
Nearly half of homeowners don’t know what their insurance covers. Do you?
While 85 percent of homeowners in the U.S. have home insurance, ValuePenguin’s survey of 2,000 homeowners found that just half know what their home insurance policies cover. Even fewer compared prices when shopping for coverage, just 1 […]
4 hidden health risks of hearing loss
Hearing loss might seem like an inconvenience – you turn the TV louder, or choose quieter restaurants, or ask people to repeat themselves – but it’s actually not just an annoyance. It’s also linked with […]
6 tips for a great getaway with your grandkids
Linda and Bob Rosenberg of Piermont, New York, have five grandchildren, now ages 4, 9, 11, 12 and 15. When each of the older ones turned five, the Rosenbergs took them to Disney World. Summer […]
Are personal loans cheaper than financing with a credit card?
When you need help financing a purchase or paying off debt, you might find yourself comparing the options of taking on a personal loan or applying for a new credit card. But which one is […]
Here’s how to protect yourself against credit card skimming
Twenty-three percent of American drivers suspect they’ve been a victim of credit card or debit card skimming at a gas pump in the past 12 months, according to a new report from CompareCards.com. That’s up […]
A small business guide to understanding the product life cycle
If you’re an entrepreneur or small business owner, you may not realize how unlikely a new product is to succeed. Clayton Christensen, a professor at Harvard Business School, says that of the roughly 30,000 new consumer […]
What happens when your smart home starts thinking for itself?
With the creation of Alexa and Google Assistant routines, along with the tinkering of some IFTTT applets, today’s smart home can already do a good job of appearing automated. The house may not entirely think for […]
Anger can lead to more health risks in older people than sadness can
When it comes to your health, a good cry may be better for you than a clenched fist. That’s because anger can lead to more health risks in older people than sadness, according to a […]
5 effective ways to reduce your prescription drug costs
With each passing decade, your pillbox fills up a bit more—and makes a bigger dent in your budget. A recent report from Congress found that 12 of the 20 most-prescribed brand-name drugs for seniors had seen price […]
5 simple steps to cut your risk for dementia
As you get older, it’s natural to worry about developing dementia or Alzheimer’s disease. Or you may fear having to care for a partner or parent who has one of those debilitating neurological disorders. The […]
How to wholesale to retailers: 10 tips from successful small businesses
If you’re an artisan or maker, you might dream of hitting a home run with a large retailer or national big box store. Creating something worth buying is every entrepreneur’s first challenge. After that, most […]
Here’s how to keep medical bills from sending you into bankruptcy
Dealing with major health problems is stressful enough, but mounting medical bills can make that stress even worse. It’s hard to pin down exactly how many people file bankruptcy because of medical debt, in part because it’s […]
Student loan interest rates cut for first time in 3 years
Students attending college this fall will pay lower interest rates when they take out federal student loans, putting them on track to save at least $2.9 billion in interest. Rates on federal student loans to […]
5 hot weather safety tips for older adults
Older people can have a tough time dealing with heat and humidity. The temperature inside or outside does not have to reach 100°F (38°C) to put them at risk for a heat-related illness. Headache, confusion, […]
Watch out for these hidden costs when you buy a car
Buying a car is expensive, and there are often additional expenses to consider beyond the sticker price. Some can take you by surprise if you’re not prepared for them. To ensure you’re making a wise […]
Automation for small business: 10 tasks you should and should not automate
Over a decade ago, Gallup discovered that the average small business owner works 52 hours a week. 39% put in over 60 hours. And 86% work on the weekends. Fast forward to today and those numbers have […]
Nearly half of older people worry about dementia. Few talk to a doctor
The World Health Organization this week issued its first international guidelines for lifestyle changes to stave off dementia. Meanwhile, however, a new study from the University of Michigan finds that older Americans are reluctant to discuss the subject with […]
5 ways to plan a vacation as a small business owner
Summer’s here! But that doesn’t mean the same thing when you’re running your small business as it did when you were in school, does it? As a small business owner, you don’t have the luxury […]
4 times it makes sense to buy airline miles (or hotel points)
If you’re part of an airline or hotel loyalty program, you likely get bombarded with email offers encouraging you to buy more points or miles. Some of their special promotions can sound tempting. But is […]
40 Amazon Prime perks to enjoy beyond Amazon Prime Day
Chances are, you have Amazon Prime. The popular subscription service costs $12.99 per month or $119 per year when you pay upfront, a price point that’s easily justified by Prime’s core selling point — free […]
93 weird facts you may not believe are true
The world is weird, as are people and even animals. From laws about tying up your giraffe in Atlanta to a precious metal lurking in your blood, there are endless bizarre wonders you may not […]
Here’s how to settle past-due credit card debt once and for all
The typical American household is carrying average credit card debt of $9,333 according to recent research. If you’re among them, you may be dealing with overwhelming debt and looking for a viable solution. Fortunately, there are […]