Spending money that you know you shouldn’t spend is a universal experience. It stresses not only your budget, but also your psyche, and it can lead to feelings of guilt, shame and disappointment. But uncovering […]
Gross profit is your total sales, less the direct expenses required to achieve those sales. Gross profit allows you to evaluate your business at any given moment, and track its growth and efficiency over time. […]
The holiday gift giving season is nearly upon us, and if you aren’t sure just what’s hot among the kids in your life, you may want to check out this list of some of the […]
Americans have debt, and lots of it. Consumer debt has been growing for years. Last year, the figure approached a staggering $14 trillion. A lot of that debt is coming from mortgages, but student loans, car loans, […]
America runs on teachers. In 2017, there were some 3.6 million full-time teachers in U.S., according to the National Center for Education Statistics (NCES). 3.2 million of them were public school teachers, serving local communities across the […]
Around Halloween, that usually-forgotten, abandoned house down the street may draw second glances. And while the kids might be looking for a spooky spot to host their holiday festivities, Mom and Dad may be considering […]
If you’re experiencing the weight of credit card and loan debt and are falling behind on payments, you may be considering debt relief solutions. Among your options are debt settlement and debt management, but they are very different […]
If you do any shopping at all on Amazon, you know the product reviews can be enormously helpful (and sometimes even funny), but did you know Amazon keeps track of it’s most popular items sold? […]
It’s officially the season of the witch. But does anyone even dress as a witch for Halloween anymore? The answer, if you’re going by the best-selling costumes on Amazon, is no. Kids and adults are […]
Sales to a business are like rain to spring flowers. Without it, they wither and die. Finding what works to generate sales and earn a profit for your company is essential to your long-term success. […]
You’re here because you need to get more done, so we’re not going to waste your time. Let’s go. Image Credit: DepositPhotos.com. 1. Make tomorrow’s to-do list before you leave the office today That way […]
The home-buying process isn’t for the faint of heart, and the closing process is the final step of a potentially long road. The question is, how long does it take to close on a house? And how […]
Like you, I’ve been trying to figure out what the future holds for our beloved and manually shifted, petroleum-fueled and human-driven vehicles as we apparently rush headlong onto roads where cars are powered and driven […]
We’ve all heard the old expression “cash is king.” Even in today’s high-tech world, this form of currency is still enjoying its reign. Though you’d imagine most consumers prefer to pay for items using credit […]
You can pay FICA (Federal Insurance Contributions Act) taxes as a self-employed person. Everyone pays both FICA taxes and income taxes. If you’re an employee, your company manages the FICA tax payments for you. The […]
The security of your smart home doesn’t just depend on the lock on your door or cameras in the yard. It also includes how securely smart devices connect to each other, to your phone, your Wi-Fi network, […]
A flying nun, a talking car, tone deaf cops, a man turned animal, and those singing and dancing Bradys. These fiascos — The Flying Nun, My Mother the Car, Cop Rock, Manimal and that first Brady Bunch spin-off — have […]
Census Bureau data shows 34.4% of adults age 25 to 34 have a bachelor’s degree. It’s also becoming more common for jobs to require a four-year degree. Among more than 800 careers tracked by the […]
Paying off student loan debt can feel like running on a hamster wheel. Every month, payments eat up your paycheck, but your balance somehow seems unchanged. Luckily, there may be a way to end this […]
Paying your employees on time is a mandatory requirement for any business, no matter the size. However, paying the appropriate amount in payroll deductions could probably tie for first place in a race of importance. […]
There are three major documents provided to Medicare enrollees each September. If people gave them a close read every year, I might just be out of a job. But many don’t, so you’re stuck with […]
There is no one-size-fits-all manual for getting divorced. When spouses split, many variables come into play, including state laws, income and assets, dependents and whether the divorce is amicable or contentious. But you generally need […]
For relationship partners, dishonesty about spending and debt is known as financial infidelity. While partners may be uncomfortable talking about money, keeping secrets can be far more damaging to the relationship. This can lead to […]
Sexism is prejudice based on a person’s gender. And in the workplace, it amounts to wage discrimination, sexual harassment, the glass ceiling, women being denied raises and promotions and access to the same opportunities as men, pregnancy discrimination, discrimination […]
It may seem as though you’re on your own when it comes to figuring out how to build and maintain good credit, but it doesn’t have to be that way. There are plenty of tools available […]
In September, the Institute for Supply Management (ISM) released its manufacturing index results of 300 manufacturers reporting a contraction of the U.S. manufacturing sector, bringing a 35-month expansion streak to an end. Chief economist at MUFG Union […]
If your student loan balance is hefty, you may have considered student loan forgiveness. But you might not know about the student loan forgiveness tax bomb — the taxable portion of your forgiven student debt that you may be required […]
Getting paid is one of the biggest challenges faced by small businesses.Often your customer has to jump through hoops to pay you. And even when they follow all the correct steps it can take weeks, […]
When it comes to diet and nutrition, we all want to find “the answer” that will fix our alleged problems. As a result, we often latch onto crazy diet ideas that, in the moment, sound […]
No matter the nature of your business or what style of entrepreneur you are, there are common challenges we all face. Throughout your entrepreneurial journey, keep the following challenges in mind — especially when you […]