Almost everyone will experience lower back pain in their lifetime — about 80% of adults. According to the National Institute of Neurological Disorders and Stroke (NINDS), low back pain is the most common cause of […]
I not only grew up in a family business and watched my Dad dip into the equity in our home when he was short on cash, there was a time or two when I felt […]
Business acquisition loans can include multiple types of financing, including the 7(a) loan from the Small Business Administration, term loans, startup loans and equipment financing. They are essentially small business loans that can be used […]
Small business owners impacted by the coronavirus crisis may want to consider an SBA Economic Injury Disaster Loan. These loans are attractive for several reasons, including: Low fixed interest rates: 3.75% or 2.75% for non-profits […]
Small business owners take on a considerable amount of responsibility. Beyond serving clients, they must also take care of all the minutiae of running a business, including keeping track of expenses they can deduct as […]
You got the memo on meditation. You know it’s supposed to relieve stress and anxiety, which there’s no shortage of today. And you’ve heard it may also be good for: Reducing symptoms of menopause Lowering blood pressure […]
Business owners around the U.S. may have just had their identities compromised by the SBA site designed to help them. If you had trouble accessing the SBA.gov site the past few days to apply for […]
Grifters, scam artists, snake oil salesmen — whatever you call them, people who try to con others out of their hard-earned money have always been with us. But crises and the ensuing panic some people […]
Unless you’ve been living under a rock (which is probably a great place to be right now), you know that the current pandemic is causing unprecedented economic, and human, losses. The U.S. government has been […]
The novel coronavirus (COVID-19) has turned once-bustling workplaces into ghost towns. Employees are under self-imposed or mandatory isolation as businesses join the cause to halt the virus’s rampant spread. Remote work is allowing many businesses […]
From Office Space to The Office — or our own real-life office jobs — most of us have a pretty good frame of reference for what desk work looks like. And that’s enough to make you question whether you […]
If you’re an entrepreneur looking to become a small business owner, one of the first things you’re going to have to decide on is how to structure your company. Business structure options include sole proprietorships, general partnerships, […]
This is a challenging time for just about everyone. Even beyond the health concerns, many are facing stressors like jobs lost, salaries cut, and savings and portfolios way down. (Though at least tax season has been pushed […]
Statistics show that 10% of small business owners don’t invest in any form of marketing and that nearly 50% of owners spend less than two hours per week on their efforts. However, a well-constructed marketing strategy can help […]
The past decade has been rough for business spreadsheets. First, the London Olympics accidentally sold 20,000 tickets to a swimming event that could only accommodate 10,000. According to The Telegraph, “a member of staff made a […]
Today was the first day of home schooling for millions of American families. We should all feel incredibly lucky that we live in a time where that’s even possible. Imagine a world, not long ago, […]
Taxing the wealthy in the United States at a higher rate is an idea that has become popular among many progressives, specifically high marginal tax rates on personal income. In fact, it has been at […]
As a small business owner, making sales is critical. However, finding the balance between “successful” and “annoying” can be challenging, especially if you don’t have much experience working in sales. HubSpot research shows that 50% of prospects […]
There are thousands of factors for couples to consider when determining how to manage their Social Security retirement benefits. This includes some of the basics like the age of both spouses, how much each has earned, […]
As a small business owner, you must understand how relevant a product’s price can be to its success. There is a lot of psychology that can go into pricing. How customers perceive a price can be as […]
It’ll likely sell a lot faster if you made some simple, but effective updates. That doesn’t mean filling every available wall with framed art and every flat surface with knickknacks. It also doesn’t mean replacing […]
It may be easy to apply for a home loan, but picking the wrong lender could make the mortgage process harder than it has to be. There are plenty of mortgage companies out there, but […]
This year is proving to be financially challenging for many folks. Many are losing their jobs and/or large chunks of their retirement savings due to coronavirus concerns. While things may be rough in the short-term, there […]
In the best of times in the United States, medical debt can have a devastating impact on individuals and families who are under-insured or have no insurance at all. Even for those with health policies, […]
Whether you sell a good or a service, it’s no secret that pricing is a crucial component to running a business. Not only does the proper pricing of goods affect the amount of money coming […]
Making a mistake on your taxes can not only be costly, it can be a big red flag for the Internal Revenue Service, leading to an audit. For people nearing retirement, the stakes can be […]
Until recently, the stock market had been strong for more than a decade. And it’s easy to say that you’re comfortable investing your retirement savings in the market when you’re looking at double-digit gains. If […]
A perfect payment history on a student loan is a powerful thing. It could help you qualify for cosigner release with your private lender. Better yet, it could pave the way for student loan forgiveness via the […]
Applying a fresh coat of paint is an easy, cost-effective way to give your home an instant upgrade and off the market in no time. But not all paint colors are created equal. If your […]
As the news about coronavirus and the disease it causes, Covid-19, becomes more serious by the day in the United States, I was reminded of that old quote from children’s television host Fred Rogers. His […]