In the last few years mortgage lending guidelines have begun to loosen as the broader economy is stronger now that the recession has past. Following refinance scenarios are eligible for financing… Cash-out refinancing followed by […]
One of the challenges home buyers face when purchasing a house for the first time is how much of their income should go toward a mortgage payment. This number varies greatly and just because the […]
Mortgage loan officers hear daily from consumers that they don’t want their credit score pulled because they’re worried about their credit score dropping. Unfortunately, the internet is full of information providing an overabundance of information to consumers yet […]
A 1031 tax-deferred exchange is a deferred exchange in the gain of an investment property used to acquire another investment property. Make no mistake this is a deferment where you’re kicking the can on paying […]
Proposition 13 was enacted in California in 1978 to limit the amount of property taxes that homeowners pay. Prop 13 protects your property taxes from increasing by more than 2 percent per year. It protects […]