Purchasing a house for the first time requires careful planning and consideration so you can make the right financial choice for you and your family. Here’s what you ought to consider when your determining whether […]
Applying to purchase or refinance a mortgage is going to require you providing an ample supply of credit, cash and documentable income to support the loan that you are seeking. Contrary to popular belief a […]
When you make an offer purchase a house you have two types of closing costs: reoccurring closing costs, which are interest, taxes and insurance; and non-recurring closing costs, which are often considered the junk fees […]
Fannie Mae and Freddie Mac’s mortgage calculation of use net income is super conservative and will make your mortgage on your rental property worse from a debt to income ratio perspective. Let’s say you’re renting […]
When you’re buying or refinancing a house it goes without saying you want to get a competitive interest rate with favorable terms associated with the money you are borrowing. Two programs that support your ability […]