Americans are carrying a record amount of debt lately. Just last summer, the Federal Reserve Bank of New York announced that U.S. citizens hit a new milestone: $1 trillion in credit card debt. And when […]

Though Delaware may be the second smallest state in the U.S., it’s big on appeal. Home to just over one million people, the state offers charming towns, miles of coastline and beautiful beaches, picturesque countryside […]

How Much Cash Should I Have on Hand? Are you wondering, “How much cash should I have on hand?” There are two ways to look at this question. One meaning is how much actual currency […]

Financial literacy is a way of saying that you have a good working knowledge of the basics of managing money and using it to reach your goals. It typically means you understand budgeting; you know […]

Getting a mortgage can be one of the biggest financial undertakings a person can make. What’s more, it also unlocks the path to what is typically the biggest asset and wealth builder out there: a […]

The prime interest rate is the interest rate that banks charge their best customers. It’s the lowest rate offered to individuals and corporations that are considered low risk by banks — those with good credit […]

Negative marks can stay on your credit report for seven or even 10 years. But if you are having trouble managing your finances, don’t panic. Many people hit a moment at some point when they […]

Credit card churning describes when you open and then close a credit card to snag sign-up rewards. Given how much competition there is for your business as a card holder, there are many enticing offers […]

Your personal finances can be an important but challenging aspect of your life to manage. Even if you are brilliant at math, computing things like the payoff amount on student loans or the optimal goal […]