Have you heard the term “bootstrapping a business?” Derived from the old saying about “pull yourself up by your bootstraps,” bootstrapping means using your own money to finance and grow your startup. Instead of seeking a loan or investors to […]
Do you have a financial plan? If not, you’re not alone. In fact, most Americans don’t have a written financial plan in place. For some, it may be they don’t feel like they have enough finances […]
In your 20, you likely have started your career and are adulting like a champ (or at least attempting to do so). For the first time, you may have a bit of spare cash you […]
If you’ve spent any length of time in the Personal Finance community, you’ve heard the standard advice a million times. Create a budget, spend less than you earn, make steady investments… yada, yada, yada. While those […]
No matter how simple or complicated your finances are, doing your taxes always involves some level of hassle. At the minimum, you have to compile your tax documents and complete your returns by April 15 […]
When most people first decide they’d like to file for divorce, the minutiae of their finances might not be top of mind. The psychological burden of a marriage ending can be all-consuming, making it difficult […]
Divorce is one of the leading predictors of both bankruptcy and home foreclosure. Women are especially prone to a long-term financial fallout from divorce. Within a year of the end of their marriages, women are three […]
Moms and dads say they know best, especially when it comes to money matters. But a lot has changed since your parents were building their nest egg, so there are things you may want to […]
Bad credit can make refinancing a home loan harder, but it’s far from a disqualifier. According to credit rating agency Experian, “bad credit” is a score of 669 or below on a FICO score range […]
When you are facing a pile of debt that you just can’t seem to shake it can be tempting to look toward your retirement accounts as a way to escape. Retirement is a long time […]