Making a will: 10 things you need to know
The pandemic has changed people’s thinking on many things, not the least of which is estate planning and making a will. According to one study, over 68% of Americans do not have a will. But that […]
The pandemic has changed people’s thinking on many things, not the least of which is estate planning and making a will. According to one study, over 68% of Americans do not have a will. But that […]
Nearly 11% of Americans reported sometimes or often not having enough to eat in the past seven days, according to Census Bureau estimates from mid-September. Food insecurity is a national issue, but it varies significantly […]
Years ago, when we had a lot of friends living in downtown Baltimore, they’d routinely get their cars broken into. It got so bad for one of my friends that she left her car unlocked […]
Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one. Sound familiar? […]
Most people will borrow money at some point in life, and some will lend money. While an IOU might suffice for smaller amounts, a more binding agreement can be helpful when dealing with larger sums. […]
Without us noticing, our repetitive daily habits burn a hole in our wallets and drain our bank accounts. And they are keeping us from building wealth. Considering that 69% of adult Americans have less than $1,000 in a […]
Social Security has not been adequately funded for years, and there is no plan to fix it. This presents a difficult situation for the next generation of retirees – how can they be prepared financially […]
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This past year proved to be financially challenging for many folks. Many have lost their jobs and/or large chunks of their retirement savings due to the pandemic. While things are rough for many, there are tried-and-true […]
As a small business owner, you may assume the IRS has bigger fish to fry than your small business operations. However, recent reports have cited that the IRS has increasingly targeted small businesses for tax audits. The National […]
Americans were already struggling with their personal finances, and then COVID-19 hit. According to the Pew Research Center, 44% think it will take three or more years to recoup their losses for those financially impacted […]
Personality is defined as “the combination of characteristics or qualities that form an individual’s distinctive character.” . In fact, your personality traits will likely significantly impact the outcomes of your life, either helping or hindering […]
You’re ready to take the leap and start a business. Congratulations! Making that decision might feel risky, but taking on risk can yield significant rewards. In fact, 74% of small and medium business owners are […]
Filing for bankruptcy protection is a big decision for anyone, but for older people, it also raises some unique concerns. Many older adults have a lot of equity in their homes, something worth protecting, but […]
Retirement isn’t exactly what it used to be. Sure, most retirees who move still move to Florida. But according to a survey by the TransAmerica Center for Retirement Studies, a full 40% of boomers are keeping their […]
Last summer my kids returned from a couple weeks in Los Angeles where they stayed with their aunt. Me: Why does Lucas have all new underwear? Helena: All his underwear had skid mark stains in […]
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Talk of universal […]
In the financial world, it’s generally true that the greater the risk a person takes, the greater the reward will be if the investment makes money. It can be said that the opposite is true […]
When you’re struggling to make ends meet, bills like a mortgage, auto loan, credit card and more can pile up. It’s easy to lose sight of financial priorities when you’re facing such hardship. But some […]
Some common money mistakes you probably know you’ve made include going overdrawn in your checking account, missing a mortgage payment, or not paying a bill on time. These are easy mistakes to spot, that many […]
Maybe you’re a 60-year old man who’s spent his whole life-saving money diligently little by little. You worked hard to earn a living and knew that in the end, the thing you really cared about […]
“Money can’t buy happiness.” That is a common phrase, but it’s not exactly true. I say that, because- Yes, money cannot make you happy on its own. But money can help with the things that […]
Collecting is human nature. The Scottish writer Robert Louis Stevenson wrote, “It is perhaps a more fortunate destiny to have a taste for collecting shells than to be born a millionaire.” But in the age […]
College student loan reform was a huge platform for Joe Biden’s campaign. But once Biden became president, the question became: How will the new administration tackle student loan debt? Although there has always been a loud […]
Congratulations: You’ve made it to retirement! Now what? Golf, travel, relax by the beach, refinance your mortgage. Say, what? Conventional wisdom holds that you shouldn’t have a mortgage to pay by the time you are […]
Restaurant discounts for seniors these days aren’t relegated to the “early bird” hours anymore. In fact, there are plenty of restaurants that offer discounts throughout the day, including for late-night dining. And that’s a good […]
If you’re planning on attending college, you may be worried about the cost — and with good reason. With rising tuition and room and board fees, the majority of college graduates leave school with student […]
LinkedIn recently released its best employers in Cincinnati. They ranked the top 25 companies to grow your career. The diverse list includes big tech, retail, finance and health care. Companies had to have at least 50 […]
You’ve just sold some of your stocks and were lucky enough to make a profit. Now, like Scrooge McDuck rubbing his hands together with dollar signs in his eyes, it’s time to find out exactly […]
Lifestyle creep occurs when your standard of living starts to outpace your actual income. It’s generally related to making more without saving more — foregoing important financial goals, like establishing a proper emergency fund or saving […]