What it takes to be middle class in every state
Middle class can mean different things to different people. You can think of middle class as a certain lifestyle, a state of mind, or a strict measurement of wealth. And how you define middle class […]
Should you buy life insurance for your kids?
In most cases, it’s not recommended you buy life insurance for children. Life insurance is, first and foremost, financial protection. It helps dependents cover the bills when a breadwinner dies. Your child isn’t making a […]
It’s a new decade: Here’s how to set a 10-year financial goal
A new decade is here. It’s a good time to take stock of what you’ve accomplished and set new priorities for the coming decade. It’s also especially a good time to assess your financial situation. Need […]
7 of the smartest money moves you can make in January
The New Year is upon us, and many Americans will boast ambitious resolutions: they may want to gain 15 pounds of muscle at the gym, get a full eight hours of sleep every night or […]
A freelancer’s guide to income taxes
Managing your work as a self-employed person can be hectic. You have to market yourself, deliver a product or service and handle dozens of other tasks. Because they’re so busy, many freelancers don’t invest the […]
50 personal finance resolutions for 2021
We’re almost done with 2020, so it’s time to make resolutions for the next year (and decade). When building your list of financial goals for 2021, it’s important to look back on all the money things you […]
What is net income & how does it affect your bottom line?
If you’re in business, you know there are dozens and dozens of accounting terms that relate to the financial health of your small business. At first, it can be a bit overwhelming. Fortunately, you don’t […]
Finance experts share their top money lessons of the last decade
When the Great Recession hit, it hit hard. Americans experienced job loss, foreclosures, a sharp rise in student loan defaults and high consumer debt. The recession also taught us plenty of important lessons. We asked 8 personal […]
Are you ready for semi-retirement? Try this 3-step strategy
You don’t have to have a 6-figure income, save >50%, or work until your late 60s to have a fulfilling retirement. In fact, semi-retirement options are most beneficial for people with moderate incomes. It can even help […]
5 ways a good economy is costing you
The United States is now in its 11th year of economic growth, making this the longest period of economic expansion in the country’s history. That sounds impressive, but is the boom actually having an effect […]