Retirees have a different set of needs than other investors. Rather than focusing on capital appreciation (i.e. investing in art, jewelry, small businesses), retirees commonly want an income from their investments, to help offset […]
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone and is not intended to be a source of investment advice. It may not have not been reviewed, commissioned […]
We are currently in the midst of a very hot seller’s market. Historically low interest rates paired with low housing inventory have created the perfect storm, and owners are reaping the benefits. That […]
Trading futures can provide opportunities for a range of investors. Some investors may trade futures contracts in order to hedge against risk or to speculate on the price movements of a given asset or […]
The term “credit spread” refers to two separate financial terms. A credit spread is an important indicator of investor sentiment that compares the yields offered by Treasuries and corporate bonds as a way […]
Anyone with basic computer knowledge can learn how to set up an Ethereum wallet. Doing so will be necessary to interact with the Ethereum ecosystem or send/receive ETH transactions. There are many different […]
Whether or not money is truly the key to happiness, money stress almost certainly leads to unhappiness. Taking control of your financial health can help reduce anxiety, though shifting your mindset to one of gratitude […]
Real Eyes Realize Real Lies. The wise lyrics from Pink Floyd and Tupac Shakur are still relevant today. From the newspaper age to the age of social media, as long as there’s been a vehicle […]
Editorial Note: This content is not provided or commissioned by any financial institution. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved […]
Bitcoin is a decentralized digital currency based on blockchain technology with an overall value approaching $1 trillion. Currency can be exchanged without an intermediary like a bank or payment processor and there’s no central government […]
If you’re thinking about refinancing your student loans, you probably heard that interest rates are low — or at least lower than what you’re paying. Maybe you’re looking to pay down your loans faster, or […]
Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things you need to know before buying a house. From figuring out how much you can afford […]
Maybe you signed up for an app planning to cancel it before the free or discounted trial ends. Then a month or more goes by and you completely forget about it. That is until […]
During the pandemic, most Americans got used to receiving at least some free money from the federal government in the form of two rounds of stimulus payments. However, the federal government isn’t going to contact […]
Student loans can be used to cover more than tuition and fees. They can pay for lodging, food, commuting, a computer and study abroad (but not spring break!). The upshot is that most qualified education […]
Editor’s note: At Lantern, we strive to help you make financial decisions with confidence. To do this, we occasionally feature content that includes information about our partners and their products or services. We do not provide, […]
There’s a popular saying that money talks. So when it comes to learning how to manage your own money, are you listening? By the time you finish reading this article, you’ll be ready to close […]
Is your family in the 79% of American families who plan to take a road trip this year? Be sure to pack plenty of snacks, activities to entertain the kids and maybe even an old-school map. And while you’re still […]
Nearly half of Americans have less than $10,000 saved for retirement. With so many companies providing support to their employees through 401(k) plans and matching, we should be doing better. However, saving and investment is […]
Editor’s note: At Lantern, we strive to help you make financial decisions with confidence. To do this, we occasionally feature content that includes information about our partners and their products or services. We do not provide, […]
I love simplicity. But sometimes, even if you avoid the trap of over-simplifying things, the simple answer is far from easy. Case in point: the $1,000-a-month savings retirement rule. If you’re not sure what that is, here’s a quick explanation, […]
After deciding when to retire, deciding where to retire is the next step on the list. Deciding where to retire is an exciting prospect for many soon-to-be retirees. It can feel very liberating to choose where to live independent […]
When a borrower stops making payments on student loans for a period of time, they could end up in default. And in some cases, lenders may send loans that are in default on to collections. In […]
Public servants with federal student loan debt just got some good news. The Department of Education announced major changes to the Public Service Loan Forgiveness (PSLF) Program that will make it easier to qualify for loan forgiveness in […]
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone and is not intended to be a source of investment advice. It may not have not been reviewed, commissioned […]
Investors nearing retirement have different needs than investors with many years remaining in the workforce. Retiring means losing the regular paycheck from work, and as a result, replacing that income is a key consideration. There […]
Tuition-free college sounds like a fantasy. But at some colleges and universities, it is possible for students to qualify to attend without paying tuition costs. Not all colleges offer free tuition, and some may require […]
Regardless of what state your finances are currently in or how your career has been progressing, true financial freedom is something that appeals to all of us. Who wouldn’t want the ability to choose when and […]
Meatballs are among my favorite foods … to make and to eat. I often use a recipe based on one I found years ago, from Michael White. He uses lamb, and I do, too, at times. […]
Crypto is a relatively new asset class that began with the creation of the Bitcoin blockchain in 2009. The primary benefit of Bitcoin and most other cryptocurrencies based on blockchain technology is that they don’t have a […]