How to budget for buying a house
The American Dream — buying your own home — is sometimes perceived as an impossible dream. However, it can be achieved if you have a plan and stick with it. When planning a budget for […]
10 types of mortgages you need to know about
Finding the right home is just one part of the equation when buying a home. Choosing the right type of mortgage loan to finance the biggest financial transaction of your life is just as critical. […]
Rule of 72 explained
Consider this fantasy: A person strides into a Las Vegas casino and slaps a stack of money down at the roulette table, putting it all on black. The wheel starts to spin, the ball lands […]
Understanding how cliff vesting works
On your first day of work you’ll probably be greeted with a big stack of documents that will cover everything from your health insurance options to paid time off to even the mechanics of getting […]
How much you should have saved by 40
The good news is you’re probably saving for retirement — even if retirement can seem a long way off right now. The bad news is you might not be saving enough. There are different ways […]
11 mistakes people make when choosing a place to retire
Maybe you’ve spent your life moving around, or maybe you’ve lived in the same place for years. Regardless of how many moves you’ve made throughout your lifetime, there’s one more important move you may be […]
Here’s how we paid off our mortgage in just 5 years
My wife and I began thinking about the possibility of paying off our mortgage in five years after we heard of other people doing it. I know in my immediate family, no one managed to […]
The best county to retire in every state
Retirement may be the time to move closer to family or put down new roots in a warm climate. Helping make that decision a bit easier is an index of the best places to retire in each of the […]
How to set smart financial goals you can actually achieve
Setting goals and not reaching them is a disappointment. People often blame themselves when they fall short of a goal. If only they had tried harder, the thinking goes. But effort isn’t the only reason […]
5 types of savings you should consider having
40% of US adults say they don’t have enough funds on hand to cover a $400 emergency. From unexpected car expenses, to the ever discussed “rainy day fund” there’s as many reasons to save as there […]