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Is employer life insurance enough?

Many jobs come with a benefits package on top of paid wages or salary, things like, health insurance, dental insurance and 401(k) retirement accounts. Employer life insurance may also be included in a benefits package […]

Do I need life insurance?

If you’re trying to decide if you need life insurance, a good place to start might be to ask yourself: Would anyone be put at risk financially if I weren’t around anymore? If the answer […]

15 money hacks to try in 2021

Like the rest of us, you work extremely hard for your money. Also, like the rest of us, you have some pretty important financial goals you want to achieve, whether that’s increasing your savings rate, […]

How to make a budget in 5 simple steps

Creating a monthly budget can help you track your spending, save money and reach your financial goals. However, many Americans don’t budget their money, perhaps because the prospect of combing through bank statements and bill […]

How long should you hold stocks?

In a few clicks of a button, an investor might become the proud owner of new stock. Researching new stocks can be a hard-but-rewarding endeavor. And once a stock gets purchased, the real market ride […]

What is cost basis?

It’s common for people to avoid thinking about taxes until filing season is upon them. Unfortunately, this can lead to missed opportunities to reduce tax payments. Planning ahead and understanding tax rules is useful for […]