If you have bad credit you might be tempted to turn to a personal loan company if you need cash. This is not necessarily a bad idea but the odds are, it won’t be much cheaper […]

Not everyone likes to budget. In fact, only two in five Americans say they keep a budget, according to a 2018 study done by the National Federation for Credit Counseling. “No one likes working on […]

I’ve heard countless people say they can’t find the money to spare after they have covered their monthly expenses. Sure, everyone has their own sets of budgetary constraints. Whether you’re just getting on your feet […]

If you’re expecting a tax refund, you probably already know how you’re going to spend it. But there’s a chance your refund won’t hit your mailbox or your bank account at all if you’re behind […]

My guess is you are reading this post because you need money ASAP and you don’t want to pay an arm and a leg for the cash. Am I right? Good. We’re both on the […]

If you are stressed about your money, chances are that you are also financially unorganized, whether you regularly fail to stick to a budget (or maybe you don’t have a budget? You’re not alone!), don’t […]

When estimating how much you should put toward your student loan payments, a credit counselor might tell you to aim for 8% of your monthly gross income. But to get close to that number, you […]

If you’re considering investing in a private equity firm, these are the most important things to consider. Image Credit: DepositPhotos.com. 1. Private firms differ from mutual funds in a key way I liken a private […]

It was love at first sight. They swept in, full of ideas for streamlining processes, wooing customers or handling inventory. Before long, they were your right-hand. They completed you. But now, they’re saying they’re leaving… […]

So, you’ve decided it’s time for a new credit card, but you want to make sure your card gives you more than just access to funds when you need them. That’s where rewards credit cards […]

If you’re looking for sneaky or aggressive ways to shake money from your soon-to-be ex, click off this post and look elsewhere. But if you’re going through a divorce, and are stressed about money, keep reading. And […]

People are living longer than ever, thanks to modern medicine and advances in technology. By 2050, one-fifth of the U.S. population will be 65 and older, up from 12% in 2000, according to U.S. Census […]

If an anthropologist were to have access to your bank account, what would they learn about you? Are you constantly carrying a credit card balance and spending beyond your means? Or, on the other end […]

The question of whether you’re ready to take care of your parents isn’t an easy one to answer, and it may be a very emotional one. But that does not mean you should ignore it. […]

Housing is typically one of our biggest expenses, but it’s a good idea to not let it eat up too much of your income. The median housing cost per month in the U.S. is $1,036, […]

Spring is right around the corner, which means it’s time to come out of hibernation and do some tidying up before summer hits. Along with organizing the basement and cleaning out your closet, why not […]

Now is the time to embark on the path to create change in your own organization and eliminate age discrimination. This shouldn’t be daunting or difficult; it requires honest reflection, the commitment to make a […]

The future of Social Security has been of major concern to many political leaders, especially given the deteriorating retirement outlook for most Americans. Congressional Democrats have been pushing for years for a major Social Security reform proposal. […]

A personal loan can be taken out for a variety of reasons. For some people, a personal loan is one way to cover a financial emergency, such as unexpected medical costs. For others, a personal loan can […]

As a parent of a 3-year-old, I’m just trying to get through my daughter’s current tantrum phase–figuring out the best way to save for college feels all but impossible. Even though I started saving before […]

When deciding which homeowners insurance company is best for your home and personal assets, you’re typically going to look at companies’ financial strength, their rates, the robustness of their coverages, and how they handle claims. But […]

Financial confession time: I didn’t file my taxes in 2012. I know that’s particularly horrendous for a personal finance writer to admit, but it’s the truth. It happened two full years before I had my […]

According to a 2018 Student Loan Hero survey, 43% of college-educated Americans with student loans said they postponed buying a home because of their debt. But student loans don’t have to keep you from buying a […]

Reorganizing your home has become a popular task these days, thanks to Netflix superstar Marie Kondo. While many would-be declutterers are focused on whether their possessions bring them joy, they often forget that cleaning up […]