What is a fiduciary?
A fiduciary is someone who has the responsibility of managing, holding or administering money or property for another person, known as the principal. Fiduciaries are responsible for the integrity of what is entrusted to them […]
What are annuities & are they worth investing in?
It is important to understand the basics of annuities before you make any decision about their worth. Annuity rates are currently very low, and as such, it may be more difficult than ever to generate […]
Employer-sponsored retirement plans: What you need to know
If you’re an employee, you know that saving for retirement can be a challenge. Saving money is difficult, especially if you aren’t sure where to place it to grow. The National Retirement Risk Index revealed […]
7 retirement mistakes you need to avoid
Do you want your retirement dreams come true? The choices you make now could affect whether your retirement dreams come true. Research suggests people who work with a financial advisor feel more at ease about their finances […]
Should you buy a house after you retire?
Buying a house is a large investment, no matter how old you are. If you’re considering buying a house at 65 years old, you should first look at your financial portfolio and perhaps even speak […]
How to become a 401(k) millionaire
The number of 401(k) and IRA millionaires reached an all-time high in the first quarter of 2021, according to Fidelity Investments. Retirement account balances have been steadily recovering in the year since COVID first emerged, […]
The retiree’s guide to smart spending & saving
Congrats! You’ve retired. Now it’s time to ensure you can live comfortably without getting a regular paycheck. Handling finances as you settle into retirement is surely different than when you were working and […]
How to find a financial planner
Finding a good financial planner can be difficult. Financial planners are professionals who specialize in helping individuals manage their finances. They guide investments, retirement plans, insurance, taxes, and other important areas of personal finance. (You […]
Retirement planning calculators you need to try
Retirement calculators can help us plan and prepare for retirement even when there are many years to go. These online calculators are invaluable tools to determine how much money you need to save for your […]
Financial planner vs retirement planner: What’s the difference?
Figuring out when to retire can be tricky. You want to make sure you have enough money saved up, but you also don’t want to retire too early and run out of money. It’s hard […]