Beyond locks: 10 smart ways to burglar-proof your home Most homeowners place considerable faith in their deadbolts and security systems, believing these traditional measures provide adequate protection against intruders. While quality locks certainly represent an […]
10 signs your elderly parent needs help As your parent ages, you may notice some signs of decline. These could include things like poor hygiene, struggling to manage finances or their home, or unexplained injuries. […]
While retirement brings financial freedom, it also raises an important question: Should your life insurance coverage continue? As you approach retirement, you might question whether keeping or purchasing life insurance makes sense. Many assume […]
What if I told you you were likely committing some common retirement mistakes that could cost you in the long run? When it comes to planning for retirement—or what I prefer to call financial freedom—many […]
Many active older adults find their sense of adventure threatened by new mobility limitations, leaving them feeling disconnected from the exciting experiences they’ve always loved. These eight remarkable adventures prove that retirement can still […]
Many women grow up conditioned to be people pleasers. We learn to be agreeable, nurturing, and always available to others, often at the expense of our own needs. But as we move through life, that […]
The Rolling Stones are hitting the road for a 16-date stadium tour of North America. And clearly, they know their key fan demographic: The tour is sponsored by the AARP, the organization for Americans over […]
Megan Rapinoe played her last soccer match with the United States Women’s National Team (USWNT) on Sunday, Sept. 24, and it’s hard to imagine what the playing field will be like without her. The 38-year-old […]
Retirement is a time to explore new hobbies, travel, and relax. But most importantly, it’s about finding the perfect place to settle down. The U.S. is home to some incredible retirement communities that offer comfort, […]
With the crypto winter thawing out and the price of Bitcoin (BTC) on the rise, you might want to consider selling some BTC as its price peaks again. Granted, super hardcore Bitcoin enthusiasts may argue […]
The price of Bitcoin is up significantly from its November lows. On Feb. 16, BTC’s price broke back through $25,000. It had been trading at approximately $15,500 just three months prior. BTC’s price hitting $25,000 […]
As the golden years near, many become hyper-focused on how big a nest egg they need to retire. Not surprisingly, the size hinges largely on where that nest is needed, as the cost of housing and other living expenses […]
The $1.7 trillion federal government spending package recently passed by Congress and signed into law by President Biden includes a collection of provisions that will change and expand the existing retirement savings system, including […]
Depending on where you work, you may be able to save for retirement in a 457 plan or a 401(k). While any employer can offer a 401(k), a 457 plan is commonly associated with […]
Congratulations! You’ve made the most critical step in the entire process – searching out how to become financially independent. In my book, I explain how I made several money mistakes over and over before […]
Planning to retire at 62 is worth considering, but whether it’s a realistic goal depends on how much you’ve saved, your anticipated living expenses, and an educated estimate of your likely longevity. If […]
Deciding when to apply for Social Security can be a complicated math problem, one that has a different answer for each person depending on their circumstances. The earlier you file, the lower your benefit […]
It’s a question that everybody who isn’t a multi-millionaire finds themselves asking. How much money do I need to have saved to retire comfortably? In fact, we get emails like this fairly often: […]
Retirement is a financial goal most of us think about. At some point, everyone will be forced to leave the workforce for good. But, how much will you actually need to retire? According […]
The average net worth of Americans is $748,800, according to the Federal Reserve’s most recent Survey of Consumer Finances released in September 2020. Meanwhile the median net worth of American households is $121,700, according to […]
How old were you when you realized your parents struggled with money? I was five: crouched on the top stair, listening once again to my parents fighting downstairs. My mom wanted to know where […]
Retirement should be for pursuing all those lifelong dreams you never had time for when you were working. A round-the-world cruise, driving across America in an RV, and spending time with grandkids are all […]
Italy boasts the best beach and coastal towns anyone would dream of calling home. This country has so many great areas to live in, it can take months to research all the coastal towns of […]
During Medicare open enrollment, you can join, switch or drop a Medicare health plan, prescription drug plan or Medicare Advantage Plan. This fall, the Medicare open enrollment period is from October 15 to December 7, with […]
If your work days are in the rearview mirror now, you may be enjoying your retirement but also wondering how you might bring in a bit more cash. The average Social Security retirement benefit as […]
Grin and Bear It There’s no sugarcoating what’s going on with the market. Both stocks and bonds are trading in bear market territory, which means they’ve fallen 20% from recent highs. Due to current […]
Whether you’re new to saving for retirement or an old pro, you can use your credit card for funding your IRA or other retirement accounts. How exactly does this work? Image Credit: DepositPhotos.com. Step 1: […]
Following adjustments made to tax brackets in 2023, the IRS instituted record-breaking increases to the contribution limits for 401(k) and other tax-deferred retirement plans. Starting next year, individuals can contribute up to $22,500 to […]
The Roth IRA is a popular retirement account, and it’s incredibly easy to see why. Yes, you have to invest in this account with after-tax dollars, but your money grows tax-free and you don’t […]
Withdrawing money from a 401(k) to buy a house may be allowed by your company-sponsored plan, but this tactic is not always advisable, especially for first-time home buyers. When it comes to using […]