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Creating your homebuying wish list

Turn-ons and turn-offs. Buzzkills and domestic thrills. Must-haves and nice-to-haves. If you’re house hunting or thinking about starting, you surely have all manner of preferences, but perhaps they’re all in your head. If you’re ready to […]

11 ways to bounce back after bankruptcy

Each financial situation leading to bankruptcy is different, but the end result is often the same: your credit is ruined and you’re facing up to 10 years of having a bankruptcy on your credit report. […]

How tax on mutual funds works

For a long time, mutual funds have been a popular investment vehicle for millions of investors, largely because they offer an easy way to purchase no-fuss, diversified assets with relative ease. This out-of-the-box diversification and risk-mitigation is […]

Should you invest with friends?

Investing with friends might seem like an intriguing concept. Instead of being the sole decision-maker, you can share financial and knowledge-based resources to come up with a compelling investment strategy that serves your collective goals. Investing with […]

History of the stock market

The stock market can feel like a vast nebulous force that’s difficult to comprehend. Yet these markets had humble beginnings in Western Europe in the 1600s. From then to now, here’s what you need to […]

What are contactless payments?

Contactless payments, historically, haven’t gained real traction in the United States. But COVID-19 is changing that. U.S. credit card issuers are increasingly introducing contactless payment methods, following the coronavirus pandemic. Contactless payments are a faster, more […]

Private vs. federal student loans

Getting accepted to college may seem exciting on the surface, but in reality, it’s only half the battle. After you’ve filled out your applications and decided on a school, you’ll then need to fund your […]

Is a reverse stock split good or bad?

A stock split allows companies to increase the number of shares offered to investors, without changing shareholder equity. Rather than issuing new shares, companies may split stock to reduce prices. A reverse stock split can be used […]

Average credit score in every state

Fair Isaac Corp.’s FICO Score and VantageScore are two of the most widely used scoring models in the country. Both models range between 300 and 850 — and the higher the score, the better. The […]

Guide to taxes and cryptocurrency

With some investors seeing substantial profits in cryptocurrency, governments understandably want to take in cryptocurrency taxes. But since cryptocurrency trading is a relatively new type of investment, investors are still struggling to learn how to report different […]

A beginner’s guide to DeFi

The future is here, and while the flying cars that were promised haven’t arrived yet, the finance world is speeding full-force into the future with everything from wireless payment apps on our phones to entirely […]

15 signs you’re living beyond your means

Living above your means is a classic money mistake that’s all too easy to fall into. Whether you’re spending more than your budget allows, or you’re not setting enough aside to pay for the essential bills, it’s […]