Promissory note explained
Most people will borrow money at some point in life, and some will lend money. While an IOU might suffice for smaller amounts, a more binding agreement can be helpful when dealing with larger sums. […]
3 things you should know before investing in cryptocurrency
Cryptocurrency is the hottest investment on the block these days. Many investors buy the digital currency with the hopes of growing their wealth or making a quick buck, but remember that it’s a highly volatile […]
The three worst ways to use your home equity
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. One of the […]
Smart ways to save money at Whole Foods
Three years ago, we found out that my daughter is hypoglycemic and has Celiac’s disease. This meant that we were going to have to completely revamp the way we thought about food. We had to […]
My ex forged my signature for a loan. Now what?
Q. My ex-husband signed my name to a home equity loan during our two-year divorce proceedings, arranging for two separate balloon payments that equal $45,000. I have no idea where that money went, and […]
Are you facing eviction? Here’s what you need to know
The Centers for Disease Control and Prevention (CDC) issued a new moratorium on evictions of tenants on August 3, 2021. The order, which expired on Oct. 3, applies to U.S. counties experiencing “substantial and high levels” of COVID-19 […]
Pros & cons of using a debit card online
These days, debit cards are accepted almost everywhere credit cards are accepted, both in-person and online. And that can be a game-changer for consumers who are trying to control their spending. Unlike credit cards, which […]
22 ways to declutter your household & make some cash
Whether you want to simplify your life or go full minimalist, you will need to majorly declutter. Good news is there are ways you can turn your clutter into cash. No one understands better than […]
15 expensive daily habits to kick right now
Without us noticing, our repetitive daily habits burn a hole in our wallets and drain our bank accounts. And they are keeping us from building wealth. Considering that 69% of adult Americans have less than $1,000 in a […]
Think Social Security will fail? Here’s how to save for retirement
Social Security has not been adequately funded for years, and there is no plan to fix it. This presents a difficult situation for the next generation of retirees – how can they be prepared financially […]
How much income do you really need in retirement?
Disclaimer: In order to make Wealthtender free for our readers, we earn money from advertisers including financial professionals who pay to be featured on our platform. This creates a natural conflict of interest when we favor […]
47 simple ways to improve your finances
This past year proved to be financially challenging for many folks. Many have lost their jobs and/or large chunks of their retirement savings due to the pandemic. While things are rough for many, there are tried-and-true […]
How much does a small business pay in taxes?
As a small business owner, you may assume the IRS has bigger fish to fry than your small business operations. However, recent reports have cited that the IRS has increasingly targeted small businesses for tax audits. The National […]
Are you in a slump at work? Here’s how to pull out of it
I always get my ice cream in a cup. And there’s a good reason. When I was seven, I was walking along the boardwalk with my ice cream cone, licking chocolate off the top and […]
Smart, simple ways to cut your monthly expenses
These expenses include everything from a mortgage to electricity bills. If you feel like more of your money is going out than coming in, finding ways to reduce your monthly expenses is a must. The […]
States where it’s hardest to make rent on minimum wage
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Minimum wage debates […]
50 surprising facts about Americans’ personal finances
Americans were already struggling with their personal finances, and then COVID-19 hit. According to the Pew Research Center, 44% think it will take three or more years to recoup their losses for those financially impacted […]
These 13 personality traits can lead to financial success
Personality is defined as “the combination of characteristics or qualities that form an individual’s distinctive character.” . In fact, your personality traits will likely significantly impact the outcomes of your life, either helping or hindering […]
How anger in politics led a millionaire to build this theme park
In the shadow of the Great Smoky Mountains in East Tennessee, there’s a place where gremlins and elves live in peace, where faeries play with leprechauns, where cottages built into the earth make you wonder […]
How to start a business in Canada in 15 steps
You’re ready to take the leap and start a business. Congratulations! Making that decision might feel risky, but taking on risk can yield significant rewards. In fact, 74% of small and medium business owners are […]
A small business guide to provincial sales tax in Canada
Confused by the three different types of sales taxes collected in Canada? When you’re starting your business, figuring out which types of sales tax you’re responsible for can take some work. Small businesses may have […]
Does it ever make sense for a retiree to file for bankruptcy?
Filing for bankruptcy protection is a big decision for anyone, but for older people, it also raises some unique concerns. Many older adults have a lot of equity in their homes, something worth protecting, but […]
11 magical Disney jobs for Florida retirees
Retirement isn’t exactly what it used to be. Sure, most retirees who move still move to Florida. But according to a survey by the TransAmerica Center for Retirement Studies, a full 40% of boomers are keeping their […]
Boomers are less likely to support a universal basic income. Here’s why
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Talk of universal […]
Is buying long-term care insurance actually worth it?
In the financial world, it’s generally true that the greater the risk a person takes, the greater the reward will be if the investment makes money. It can be said that the opposite is true […]
Behind on your bills? Here’s what to pay first
When you’re struggling to make ends meet, bills like a mortgage, auto loan, credit card and more can pile up. It’s easy to lose sight of financial priorities when you’re facing such hardship. But some […]
15 money mistakes to avoid at all costs in your 20s
Some common money mistakes you probably know you’ve made include going overdrawn in your checking account, missing a mortgage payment, or not paying a bill on time. These are easy mistakes to spot, that many […]
Everything you need to know about hypothecation
Hypothecation may be a word you’ve never heard, but it describes a transaction you’ve probably participated in. Hypothecation is what happens when a piece of collateral, like a house, is offered in order […]
Yes, you can retire at 60 with just $500K. Here’s how
Maybe you’re a 60-year old man who’s spent his whole life-saving money diligently little by little. You worked hard to earn a living and knew that in the end, the thing you really cared about […]
Money can’t buy happiness (but it sure can help)
“Money can’t buy happiness.” That is a common phrase, but it’s not exactly true. I say that, because- Yes, money cannot make you happy on its own. But money can help with the things that […]