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Why college is not for everyone

  While college is a good option for many people, it isn’t for everyone — and not going to a four year college doesn’t mean you can’t have a meaningful career.   More people than […]

6 tips that can lower your car payment

  Vehicle prices are on an upward trend. In July 2021, the average new vehicle cost was more than $41,000, according to J.D. Power. And the average auto loan balance reached $19,865 in 2020 — a $634 […]

Understanding property valuations

  If you’re applying for a mortgage, you probably expect the lender to take a look at your income, debt, credit history, employment and assets. There’s another loan element the lender will consider that may be […]

Are your fears keeping you in debt?

  If you’ve been dogged by debt for years, or maybe even decades, don’t think you must resign yourself to a lifetime of credit card, student loan and other debt. People dig themselves out from […]

Traditional IRA income and contribution limits

  A traditional IRA is a tax-advantaged investment account that helps individuals save for their retirement. The contributions a person makes are typically fully or partially tax-deductible, and the money inside the account grows tax-deferred. […]

Do you really need collision insurance?

  Collision coverage pays for necessary repairs if the policyholder’s car gets damaged after colliding with another vehicle or object. This coverage type is typically included as part of a full coverage policy. Other inclusions […]

What is a second mortgage?

  If you’re a homeowner, your house is not only the place you call home but also an asset. In fact, it’s the largest asset of most Americans, according to the most recent Federal Reserve […]