Strange things you can be fined for in every state
There are a ton of laws in America — some of them obvious, some of them not so obvious. While in some states you can own your very own flamethrower, in others, you could go […]
12 ways to save for a new home while renting
When a good majority of your take-home pay goes to your landlord, it becomes a challenge to muster up the cash for a mortgage and down payment. The general recommendation is to spend no more […]
How to deal with a debt collector
So, you’ve been getting calls from a debt collector. What now? Believe it or not, all hope isn’t lost when an account go to collections. Read on to learn how to deal with a debt […]
How do I decide what my car insurance deductible should be?
If you’ve ever purchased an car insurance policy, you’re probably familiar with the question “and what would you like your deductible to be?” Personally, I want a $0 deductible, but no one seems to offer […]
Everyone ought to have an IRA
In his classic Broadway musical comedy, A Funny Thing Happened on the Way to the Forum,. Steve Sondheim tells us that “Everybody ought to have a maid”. I agree. I also believe that everybody ought […]
10 ways to save at fine-dining restaurants
If you consider yourself a bit of a gourmand, but your finances are aligned more closely with pho than foie gras, we have good news. You can eat at some of the world’s best fine-dining […]
10 simple things every leader needs to stop doing
I’ve spent my entire life turning struggling companies around. After working with dozens of organizations, I’ve begun to see the patterns that led to their challenges. Unfortunately, these patterns are not unique to them. It […]
How do student loans affect your credit report?
The last thing that college students and recent graduates might think about is how their student loans can impact their credit reports in particular and their financial lives in general. Nevertheless, the impact is real. […]
How to make your air conditioning smart with apps and Alexa
Summer may be winding down, but it’s not over just yet. At GearBrain, our attention is still focused on keeping the smart home cool and comfortable. Air conditioning units have existed for years, and even […]
10 important things to know about the new tax law
The Tax Cuts and Jobs Act passed in December of last year has drastically changed the United State Tax Code. For tax years 2018 through 2025, when the individual provisions of the Act are scheduled to […]